Capita Finance Solutions (Adam Donald) vs Tusk Finance: best for investment property finance?
Both brokers score near the top of Perth's market and both handle investor loans regularly, so this comes down to which working style suits a multi-deal or portfolio investor better. Our methodology weighs rating, volume, recency, sentiment and verification, and here the two are close enough that fit matters more than the score gap.
The differences that matter
- Track record depth. Capita brings 17 years and hundreds of Perth deals with named staff (Debra, Denise, the team) following files through to settlement, useful for investors who want continuity across repeat purchases.
- Review volume and consistency. Tusk Finance has more reviews (338 vs 223) at a perfect 1.0 rating sub-score, suggesting a slightly larger and more consistently reviewed client base.
- Proactive rate and strategy management. Tusk's summary highlights proactive strategy adjustments and rate-check calls months after settlement, a concrete plus for investors managing multiple loans over time.
- Complex deal handling. Capita's pros/usp explicitly mention tailoring to building projects and complex refinancing, which matters if the investment involves construction or a tangled existing loan structure.
- Responsiveness style. Tusk clients report same-evening responses to documents; Capita clients report availability outside business hours and after settlement, both fast but framed slightly differently.
Side by side
- Google rating
- Capita Finance Solutions - Adam Donald: 5 (238 reviews)
- Tusk Finance: 5 (346 reviews)
- Services
- Capita Finance Solutions - Adam Donald: commercial finance, investment property finance, mortgage broker, refinancing
- Tusk Finance: construction loans, mortgage broker, refinancing, car personal finance
- Best for portfolio investors doing repeat deals
- Capita Finance Solutions - Adam Donald: Strong fit, named team continuity across multiple transactions
- Tusk Finance: Strong fit, ongoing rate-check calls suit long-term portfolio management
- Best for construction or refinance-heavy deals
- Capita Finance Solutions - Adam Donald: Explicitly tailors to building projects and complex refinancing
- Tusk Finance: No specific mention of construction lending in the data
- Best for hands-on, tight-knit service feel
- Capita Finance Solutions - Adam Donald: Larger established team with multiple named staff
- Tusk Finance: Described as a tight, hands-on outfit with a smaller core team (Michael, Ed)
- Verification
- Capita Finance Solutions - Adam Donald: Google-verified
- Tusk Finance: Google-verified
- Composite score
- Capita Finance Solutions - Adam Donald: 94
- Tusk Finance: 95
Within 3 points of each other, so treat them as effectively tied on overall quality. The choice below is about fit, not the score.
What reviewers say
Capita Finance Solutions - Adam Donald
Clients say the team explains loan options in plain language and keeps them informed. Many reviewers have used Adam Donald's team for several purchases or refinances. Several say they recommend the team to family and friends.
Recent reviews mention first home loans, refinancing to consolidate debt, and investment property purchases. One reviewer praised the team for sorting out bank paperwork that was hard to find. Others mention help after settlement.
Tusk Finance
Staff at Tusk Finance walk borrowers through every stage without pressure, often responding within hours and fielding questions at all times. First home buyers and investors alike report feeling confident and well looked-after from initial enquiry through settlement and beyond, with the team proactively offering rate checks months later.
Their website lists services across first home purchases, refinancing, construction loans and investment mortgages across Perth. Reviewers consistently name Michael, Ed and the team as core contacts who combine product knowledge with patience, transparency and genuine follow-up-a pattern held steady across recent reviews and earlier ones alike.
Which should you pick?
Pick Capita Finance Solutions - Adam Donald if
- You want a broker with a long track record on complex deals like construction loans or refinancing
- You value having a named team (not just one broker) following your file to settlement and beyond
- You're doing multiple deals over years and want established continuity
Pick Tusk Finance if
- You want proactive rate checks and strategy adjustments volunteered without you asking
- You prefer a smaller, tight-knit team with fast same-evening turnaround on documents
- You want a broker who'll source other contacts (valuers etc) as part of the service
Verdict
For investors with complex or construction-linked deals, Capita Finance Solutions' explicit experience with building projects and refinancing plus its established named-team continuity is the safer pick. For investors who want a broker that stays proactive on rates and strategy long after settlement, Tusk Finance's higher review volume and proactive follow-up habits make it the stronger fit. Both are rated highly enough that the real decision is which working style matches how you plan to manage your loans over time.
Still not sure which fits?
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Frequently asked questions
- Which broker is better for a first investment property purchase?
- Both handle first-time investors well; Capita is noted for patience with first-time buyers, while Tusk walks investors through options without jargon, so either suits a first purchase.
- Which is better for someone refinancing an existing investment loan?
- Capita's data specifically calls out complex refinancing as a strength, making it the more direct fit for refinance-heavy scenarios.
- Does either broker help with ongoing rate management after settlement?
- Yes, both offer post-settlement support, but Tusk's summary specifically mentions proactive rate-check calls months after purchase.