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Mortgage brokers in Joondalup: ranked picks

mortgage broker in Joondalup, Perth

Joondalup has a dense cluster of mortgage brokers serving Perth's northern suburbs, from first-home buyer specialists to full lending teams that handle refinancing, construction loans and investment finance. The picks below are ranked using our methodology, drawing on review volume, recency and sentiment to surface brokers who consistently deliver clear communication and follow-through, not just a good rate on paper.

Joondalup Mortgage Brokers

Most of these brokers cover the wider northern corridor, from Joondalup and Currambine out to Yanchep and beyond, and several work with new-build finance for the area's ongoing land releases as well as standard purchases and refinances.

34 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›

At a glance

#BusinessScoreRatingFromBest for
1Primus Home Loans955 (361)——
2Aussie Home Loans Joondalup945 (389)—Complex or declined loans
3Fox Mortgage Services945 (273)—First-home buyers
4Strawberry Finance - Mortgage Broker Perth945 (175)—Car & Personal Loans
5Prospar Finance945 (177)—Self-employed and construction loans
6Top Mortgages935 (159)——
7Mortgage Choice in Joondalup - Danni Russell & Annik Brain935 (156)—Face-to-face guidance
8Venture Finance935 (141)——
9Coastal Loans905 (78)——
10LnL Finance905 (69)—Commercial & Business Finance
11Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras895 (57)—Land and build finance
12The Finance Yogi884.9 (51)——
13Mortgage Express - Michelle Mule885 (38)——
14Rely Finance864.9 (52)—Personal, hands-on service
15Resolve Finance - Joondalup865 (66)——
16Andre Pretorius Loan Market865 (65)——
17Mortgage Focus845 (14)——
18Clear Vision Finance815 (21)——
19Mortgage Choice Joondalup - Jenni Adams805 (15)——
20Encharge Capital794.8 (23)—Commercial & Business Finance
21LUDA Financial Solutions795 (39)——
22Mortgage Companion Joondalup725 (3)——
23Aussie Home Loans - Elaine Awad715 (4)——
24BGW Mortgage Brokers715 (4)——
25Mortgage Choice in Hillarys - Troy & Naomi Cove695 (9)——
26Mortgage Choice Joondalup - Mark Terhoeve695 (3)——
27MyKey Financial Solutions - Mae P-Field633.7 (3)——
28Mortgage Choice Joondalup - Emma Tyler625 (1)——
29Aussie Home Loans - Jeffrey Bauer30———
30Mortgage-Express Holly Mackie28———
31Mortgage Broker Joondalup - Mortgage Offers26———
32Thrive Broking26——Car & Personal Loans
33Mortgage Choice in Ocean Reef22———
34Primary Finance18———

Ranked picks

1
Primus Home Loans

Primus Home Loans

score 95/100
5 from 361 reviews
responsive communicationwent above and beyondknowledgeable brokerexplained clearly

Mel and the team consistently guide buyers through each stage with patience and transparency, turning what could feel overwhelming into a manageable journey.

2
Aussie Home Loans Joondalup

Aussie Home Loans Joondalup

score 94/100
5 from 389 reviews
Complex or declined loansresponsive communicationexplained clearlywent above and beyond

Named brokers Michael, Phil and the team are praised for fast approvals and staying involved through settlement, even after banks say no.

3
Fox Mortgage Services

Fox Mortgage Services

score 94/100
5 from 273 reviews
First-home buyersresponsive communicationexplained clearlypatient with questions

Paul's team draws on banking experience to explain options clearly and keep working until tricky applications succeed.

4
Strawberry Finance - Mortgage Broker Perth

Strawberry Finance - Mortgage Broker Perth

score 94/100
5 from 175 reviews
Car & Personal Loansresponsive communicationgot best rateexplained clearly

Reviewers say the team keeps clients informed and answers questions quickly.

5
Prospar Finance

Prospar Finance

score 94/100
5 from 177 reviews
Self-employed and construction loansresponsive communicationexplained clearlypatient with questions

The team Zhe personally answers calls and emails and sticks with hard cases, including a construction loan that took 9 months to land.

6
Top Mortgages

Top Mortgages

score 93/100
5 from 159 reviews
responsive communicationexplained clearlypatient with questionswent above and beyond

Clients describe quick replies and plain-English explanations from start to settlement.

7
Mortgage Choice in Joondalup - Danni Russell & Annik Brain

Mortgage Choice in Joondalup - Danni Russell & Annik Brain

score 93/100
5 from 156 reviews
Face-to-face guidanceresponsive communicationexplained clearlypatient with questions

Danni and Annik meet clients in person and chase lenders when approvals stall, with one client calling Annik's pursuit of a deal relentless.

8
Venture Finance

Venture Finance

score 93/100
5 from 141 reviews
responsive communicationexplained clearlywent above and beyondknowledgeable broker

Clients say the team keeps them informed and answers questions without fuss.

9
Coastal Loans

Coastal Loans

score 90/100
5 from 78 reviews
responsive communicationexplained clearlywent above and beyondhandled complex situation

Clients who used this Hillarys broker describe quick replies and plain explanations of each step.

10
LnL Finance

LnL Finance

score 90/100
5 from 69 reviews
Commercial & Business Financeexplained clearlyresponsive communicationknowledgeable broker

Clients describe a broker who explains each step plainly and stays responsive.

11
Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

score 89/100
5 from 57 reviews
Land and build financeresponsive communicationexplained clearlyknowledgeable broker

Todd, Shan and Chris juggle multi-stage land-plus-build deals with daily updates and negotiated rates.

12
The Finance Yogi

The Finance Yogi

score 88/100
4.9 from 51 reviews
responsive communicationexplained clearlywent above and beyondknowledgeable broker

Every review from the past year is five stars, with consistent praise for clear communication and professional handling of loan applications from start to finish.

13
Mortgage Express - Michelle Mule

Mortgage Express - Michelle Mule

score 88/100
5 from 38 reviews
responsive communicationexplained clearlypatient with questionsgreat with first home buyers

Clients consistently describe Michelle as responsive, patient and easy to reach.

14
Rely Finance

Rely Finance

score 86/100
4.9 from 52 reviews
Personalhands-on serviceresponsive communicationgot best rate

The team fields questions before clients even ask and fights banks for better rates on first-home and investment loans.

15
Resolve Finance - Joondalup

Resolve Finance - Joondalup

score 86/100
5 from 66 reviews
responsive communicationexplained clearlypatient with questionswent above and beyond

Taj Singh at Resolve Finance Joondalup turns the home loan process into something manageable, not just for first-timers but for anyone facing financial hurdles.

16
Andre Pretorius Loan Market

Andre Pretorius Loan Market

score 86/100
5 from 65 reviews
knowledgeable brokerexplained clearlywent above and beyondpatient with questions

Clients keep coming back to Andre Pretorius, and many say they would refer friends and family.

17
Mortgage Focus

Mortgage Focus

score 84/100
5 from 14 reviews
responsive communicationsmooth settlementexplained clearlyfast approval

Every recent review singles out responsive communication and real attention to getting results, even through complicated lender negotiations.

18
Clear Vision Finance

Clear Vision Finance

score 81/100
5 from 21 reviews
knowledgeable brokerwent above and beyondexplained clearlyresponsive communication

Steve at Clear Vision Finance delivers consistently strong service across home loans, refinancing, and building finance.

19
Mortgage Choice Joondalup - Jenni Adams

Mortgage Choice Joondalup - Jenni Adams

score 80/100
5 from 15 reviews
responsive communicationgot best rateknowledgeable brokerpatient with questions

Jenni Adams has held clients for over a decade through multiple property transactions.

20
Encharge Capital

Encharge Capital

score 79/100
4.8 from 23 reviews
Commercial & Business Financeresponsive communicationexplained clearlyfast approval

Ross and his team at Encharge Capital have built a reputation for turning the mortgage process into something straightforward.

21
LUDA Financial Solutions

LUDA Financial Solutions

score 79/100
5 from 39 reviews
responsive communicationexplained clearlyknowledgeable brokerreliable followup

Jacques and his team at Luda deliver straightforward financial planning with genuine personal attention.

22
Mortgage Companion Joondalup

Mortgage Companion Joondalup

score 72/100
5 from 3 reviews
went above and beyondgreat with first home buyersexplained clearly

Three Google reviews, all five stars, describe a friendly broker who guided buyers through the loan process.

23
Aussie Home Loans - Elaine Awad

Aussie Home Loans - Elaine Awad

score 71/100
5 from 4 reviews
responsive communicationwent above and beyondexplained clearlypatient with questions

All four reviews are five-star.

24
BGW Mortgage Brokers

BGW Mortgage Brokers

score 71/100
5 from 4 reviews
responsive communicationexplained clearlyknowledgeable brokerhandled complex situation

Four Google reviews all give five stars.

25
Mortgage Choice in Hillarys - Troy & Naomi Cove

Mortgage Choice in Hillarys - Troy & Naomi Cove

score 69/100
5 from 9 reviews
knowledgeable brokerexplained clearlyresponsive communicationreliable followup

All nine reviews rate Troy and Naomi five stars.

26
Mortgage Choice Joondalup - Mark Terhoeve

Mortgage Choice Joondalup - Mark Terhoeve

score 69/100
5 from 3 reviews
got best rateknowledgeable brokerwent above and beyondsmooth settlement

Mark Terhoeve builds lasting trust with clients, handling complex situations calmly and putting their interests ahead of commission.

27
MyKey Financial Solutions - Mae P-Field

MyKey Financial Solutions - Mae P-Field

score 63/100
3.7 from 3 reviews
responsive communicationexplained clearly

Two recent five-star reviews highlight Mae's quick responses and clear walk-throughs of the loan process.

28
Mortgage Choice Joondalup - Emma Tyler

Mortgage Choice Joondalup - Emma Tyler

score 62/100
5 from 1 reviews

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

29
AH

Aussie Home Loans - Jeffrey Bauer

score 30/100

No individual reviews are available for Jeffrey Bauer at Aussie Home Loans.

30
Mortgage-Express Holly Mackie

Mortgage-Express Holly Mackie

score 28/100

Review evidence is limited.

31
MB

Mortgage Broker Joondalup - Mortgage Offers

score 26/100

Review evidence is limited.

32
Thrive Broking

Thrive Broking

score 26/100
Car & Personal Loans

Review evidence for this business is limited.

33
MC

Mortgage Choice in Ocean Reef

score 22/100

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

34
Primary Finance

Primary Finance

score 18/100

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Last updated 2026-10-30