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Mortgage brokers in Joondalup: ranked picks

mortgage broker in Joondalup, Perth

Joondalup has a dense cluster of mortgage brokers serving Perth's northern suburbs, from first-home buyer specialists to full lending teams that handle refinancing, construction loans and investment finance. The picks below are ranked using our methodology, drawing on review volume, recency and sentiment to surface brokers who consistently deliver clear communication and follow-through, not just a good rate on paper.

Most of these brokers cover the wider northern corridor, from Joondalup and Currambine out to Yanchep and beyond, and several work with new-build finance for the area's ongoing land releases as well as standard purchases and refinances.

33 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›

At a glance

#BusinessScoreRatingFromBest for
1ANZ Mobile Lending Joondalup955 (209)Repeat clients, refinancing
2Aussie Home Loans Joondalup955 (387)Complex or declined loans
3Primus Home Loans955 (361)first home buyer
4Fox Mortgage Services945 (267)First-home buyers
5Prospar Finance945 (172)Self-employed and construction loans
6Strawberry Finance945 (160)self employed finance
7Mortgage Choice in Joondalup - Danni Russell & Annik Brain935 (149)Face-to-face guidance
8Top Mortgages935 (154)first home buyer
9Harcourts Alliance934.9 (1451)Property sales plus finance
10Venture Finance914.9 (134)self employed finance
11Coastal Loans905 (71)self employed finance
12Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras895 (54)Land and build finance
13Rely Finance895 (47)Personal, hands-on service
14Mortgage Express - Michelle Mule885 (36)first home buyer
15Resolve Finance - Joondalup865 (65)first home buyer
16LnL Finance855 (69)self employed finance
17Mortgage Focus835 (12)first home buyer
18Clear Vision Finance815 (21)first home buyer
19Encharge Capital804.8 (23)first home buyer
20Mortgage Choice Joondalup - Jenni Adams805 (15)first home buyer
21LUDA Financial Solutions805 (39)first home buyer
22Mortgage Companion Joondalup735 (3)first home buyer
23McKinley Plowman724.3 (50)first home buyer
24Aussie Home Loans - Elaine Awad715 (4)first home buyer
25BGW Mortgage Brokers705 (3)first home buyer
26Mortgage Choice Joondalup - Mark Terhoeve705 (3)first home buyer
27MyKey Financial Solutions - Mae P-Field643.7 (3)self employed finance
28Mortgage Choice Joondalup - Emma Tyler635 (1)first home buyer
29Mortgage-Express Holly Mackie28first home buyer
30Mortgage Broker Joondalup - Mortgage Offers26first home buyer
31Thrive Broking26first home buyer
32Mortgage Choice in Ocean Reef22first home buyer
33Primary Finance18first home buyer

Ranked picks

1
ANZ Mobile Lending Joondalup

ANZ Mobile Lending Joondalup

score 95/100
5 from 209 reviews
Repeat clientsrefinancingresponsive communicationsmooth settlement

Sallie Williams, Ryan, Lisa and Kirsty have kept clients coming back for over 10 years with no branch visits needed.

2
Aussie Home Loans Joondalup

Aussie Home Loans Joondalup

score 95/100
5 from 387 reviews
Complex or declined loansresponsive communicationexplained clearlyfast approval

Named brokers Michael, Phil and Isabelle are praised for fast approvals and staying involved through settlement, even after banks say no.

3
Primus Home Loans

Primus Home Loans

score 95/100
5 from 361 reviews
first home buyerresponsive communicationwent above and beyondknowledgeable broker

Mel and Alicia consistently guide buyers through each stage with patience and transparency, turning what could feel overwhelming into a manageable journey.

4
Fox Mortgage Services

Fox Mortgage Services

score 94/100
5 from 267 reviews
First-home buyersresponsive communicationwent above and beyondknowledgeable broker

Paul's team draws on banking experience to explain options clearly and keep working until tricky applications succeed.

5
Prospar Finance

Prospar Finance

score 94/100
5 from 172 reviews
Self-employed and construction loansresponsive communicationexplained clearlywent above and beyond

Pan Zhe personally answers calls and emails and sticks with hard cases, including a construction loan that took 9 months to land.

6
Strawberry Finance

Strawberry Finance

score 94/100
5 from 160 reviews
self employed financeresponsive communicationexplained clearlyfast approval

Strawberry Finance stands out for consistent professionalism and a genuine commitment to solving complex lending problems.

7
Mortgage Choice in Joondalup - Danni Russell & Annik Brain

Mortgage Choice in Joondalup - Danni Russell & Annik Brain

score 93/100
5 from 149 reviews
Face-to-face guidanceresponsive communicationexplained clearlywent above and beyond

Danni and Annik meet clients in person and chase lenders when approvals stall, with one client calling Annik's pursuit of a deal relentless.

8
Top Mortgages

Top Mortgages

score 93/100
5 from 154 reviews
first home buyerresponsive communicationwent above and beyondexplained clearly

Rhys and Mike consistently earn trust through patient explanations and real-time updates that calm the anxiety most buyers feel.

9
Harcourts Alliance

Harcourts Alliance

score 93/100
4.9 from 1451 reviews
Property sales plus financeresponsive communicationwent above and beyondknowledgeable broker

A large, warmly reviewed team covering sales, rentals and property management across Perth's north with named staff answering after hours.

10
Venture Finance

Venture Finance

score 91/100
4.9 from 134 reviews
self employed financeresponsive communicationknowledgeable brokerexplained clearly

Tom Newman and his team handle every stage with genuine care, earning consistent praise for turning what clients feared as overwhelming into clear, manageable steps.

11
Coastal Loans

Coastal Loans

score 90/100
5 from 71 reviews
self employed financeresponsive communicationfast approvalexplained clearly

Paul and Fiona deliver consistent, calm guidance through purchase, refinance, and bridging loans.

12
Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

score 89/100
5 from 54 reviews
Land and build financeresponsive communicationgot best ratesmooth settlement

Todd, Shan and Chris juggle multi-stage land-plus-build deals with daily updates and negotiated rates.

13
Rely Finance

Rely Finance

score 89/100
5 from 47 reviews
Personalhands-on serviceresponsive communicationgot best rate

Nicole Shepherd fields questions before clients even ask and fights banks for better rates on first-home and investment loans.

14
Mortgage Express - Michelle Mule

Mortgage Express - Michelle Mule

score 88/100
5 from 36 reviews
first home buyerresponsive communicationwent above and beyondexplained clearly

Michelle Mule earns consistent five-star praise for turning the home-buying and refinancing process from stressful into straightforward.

15
Resolve Finance - Joondalup

Resolve Finance - Joondalup

score 86/100
5 from 65 reviews
first home buyerknowledgeable brokerresponsive communicationsmooth settlement

Taj Singh at Resolve Finance has built a consistent track record helping clients through loan approvals.

16
LnL Finance

LnL Finance

score 85/100
5 from 69 reviews
self employed financeresponsive communicationfast approvalexplained clearly

All 69 reviews are five-star.

17
Mortgage Focus

Mortgage Focus

score 83/100
5 from 12 reviews
first home buyerresponsive communicationexplained clearlywent above and beyond

Stephen Davis consistently delivers personal, attentive service that turns mortgage approval into a smooth, low-stress experience.

18
Clear Vision Finance

Clear Vision Finance

score 81/100
5 from 21 reviews
first home buyerknowledgeable brokerwent above and beyondexplained clearly

Steve at Clear Vision Finance delivers consistently strong service across home loans, refinancing, and building finance.

19
Encharge Capital

Encharge Capital

score 80/100
4.8 from 23 reviews
first home buyerresponsive communicationexplained clearlyfast approval

Ross and his team at Encharge Capital have built a reputation for turning the mortgage process into something straightforward.

20
Mortgage Choice Joondalup - Jenni Adams

Mortgage Choice Joondalup - Jenni Adams

score 80/100
5 from 15 reviews
first home buyerresponsive communicationgot best rateknowledgeable broker

Jenni Adams has held clients for over a decade through multiple property transactions.

21
LUDA Financial Solutions

LUDA Financial Solutions

score 80/100
5 from 39 reviews
first home buyerresponsive communicationexplained clearlyknowledgeable broker

Jacques and his team at Luda deliver straightforward financial planning with genuine personal attention.

22
Mortgage Companion Joondalup

Mortgage Companion Joondalup

score 73/100
5 from 3 reviews
first home buyergreat with first home buyerswent above and beyondknowledgeable broker

Roger from Mortgage Companion Joondalup guides first-home buyers through loans step by step, securing them good rates.

23
McKinley Plowman

McKinley Plowman

score 72/100
4.3 from 50 reviews
first home buyerresponsive communicationslow responsepoor communication

Long-standing clients praise specific staff members for genuine care and fixing prior mistakes, but recent reviews flag serious lapses: missed appointments, nine-month delays on tax returns, and poor phone responsiveness.

24
Aussie Home Loans - Elaine Awad

Aussie Home Loans - Elaine Awad

score 71/100
5 from 4 reviews
first home buyerresponsive communicationwent above and beyondexplained clearly

All four reviews are five-star.

25
BGW Mortgage Brokers

BGW Mortgage Brokers

score 70/100
5 from 3 reviews
first home buyerexplained clearlyresponsive communicationpatient with questions

All three reviewers praise Brion for making the loan process clear and painless, especially for first-time buyers.

26
Mortgage Choice Joondalup - Mark Terhoeve

Mortgage Choice Joondalup - Mark Terhoeve

score 70/100
5 from 3 reviews
first home buyergot best rateknowledgeable brokerwent above and beyond

Mark Terhoeve builds lasting trust with clients, handling complex situations calmly and putting their interests ahead of commission.

27
MyKey Financial Solutions - Mae P-Field

MyKey Financial Solutions - Mae P-Field

score 64/100
3.7 from 3 reviews
self employed financeresponsive communicationexplained clearly

Two recent five-star reviews highlight Mae's quick responses and clear walk-throughs of the loan process.

28
Mortgage Choice Joondalup - Emma Tyler

Mortgage Choice Joondalup - Emma Tyler

score 63/100
5 from 1 reviews
first home buyer

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

29
Mortgage-Express Holly Mackie

Mortgage-Express Holly Mackie

score 28/100
first home buyer

Review evidence is limited.

30
MB

Mortgage Broker Joondalup - Mortgage Offers

score 26/100
first home buyer

Review evidence is limited.

31
Thrive Broking

Thrive Broking

score 26/100
first home buyer

Review evidence for this business is limited.

32
MC

Mortgage Choice in Ocean Reef

score 22/100
first home buyer

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

33
Primary Finance

Primary Finance

score 18/100
first home buyer

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Last updated 2026-08-30