Best mortgage brokers in Perth

Why it ranks first

Top composite score on a 5.0 rating from 228 reviews. Reviewers describe approvals that other brokers had turned down, often in about a week rather than months. Fast replies and clear explanations come up again and again.

Pros

• ✓Approved loans other brokers declined
• ✓Approvals often within days
• ✓Quick responses to queries
• ✓Explains finance clearly

Why it ranks second

A 5.0 rating across 361 reviews, with praise for patient, step-by-step guidance. The team covers first homes, investment, construction and refinances, and a concierge service helps with offers and paperwork. Reviewers say the team advocates for them instead of pushing a product.

Pros

• ✓Concierge help with offers and paperwork
• ✓Covers eight loan types, including FIFO and self-managed super
• ✓Clear explanation at every stage
• ✓Advocacy over product pushing

Why it ranks third

Scores 5.0 from 355 reviews. The team guides buyers through land, design and builder introductions alongside finance. Reviewers mention quick text and email replies and no pressure to stretch the budget.

Pros

• ✓Land, design and builder support in one place
• ✓Suited to first-home buyers
• ✓Quick replies by text and email
• ✓Not pushy about budgets

Why it ranks fourth

A 5.0 rating from 346 reviews. Staff often reply within hours and lay out options with pros and cons. The team also checks in after settlement with rate reviews.

Pros

• ✓Answers often within hours
• ✓Options laid out with pros and cons
• ✓Post-settlement contact and rate checks
• ✓No pressure, every step explained

Why it ranks fifth

Holds 5.0 across 260 reviews in East Victoria Park. Clients cover first homes, refinances, variations and debt consolidation, and several came back for a second or third loan. Interstate clients have also been served by phone.

Pros

• ✓Plain-terms explanation of loan options
• ✓Updates through to settlement
• ✓Handles multi-loan and complex cases
• ✓Works with remote clients

Why it ranks sixth

A 5.0 rating from 205 reviews, the smallest review base on this list but still solid. Reviewers praise quick, clear answers and lender shortlisting. Repeat clients return for refinances and investment purchases, and one client from hours away felt well served.

Pros

• ✓Quick, clear answers
• ✓Lender comparison and shortlisting
• ✓Experienced with first-home and repeat clients
• ✓Serves clients outside Osborne Park

Why it ranks seventh

The highest review count here, at 502 reviews on a 5.0 rating. Reviewers describe calm, steady updates and patience with questions. The team has worked through a tricky refinance, bank delays and a bridging loan.

Pros

• ✓Clear updates from start to finish
• ✓Experienced with first-home buyers and refinances
• ✓Team of brokers means questions get answered
• ✓Handles bank delays and complex files

Why it ranks eighth

A 5.0 rating from 389 reviews in Joondalup. Clients mention help with self-employed applications, investment equity loans and a fast approval after slow banks. Most say the broker checked in after settlement.

Pros

• ✓Responsive from first call to settlement
• ✓Experience with self-employed and complex files
• ✓First-home buyer support
• ✓Follow-up after settlement

Why it ranks ninth

Scores 5.0 from 326 reviews. Reviewers describe patient handling of mixed residency, existing debts and a home build. Brokers explain offset accounts, loan structures and costs in plain terms.

Pros

• ✓Quick replies to calls and emails
• ✓Patient with complex situations
• ✓Plain-language cost and loan explanations
• ✓Strong follow-through to settlement

Why it ranks tenth

A 5.0 rating from 321 reviews. Clients praise regular updates, easy settlements and loans that suit their situation, covering first homes, investment, refinancing and a construction project. Many plan to return for their next loan.

Pros

• ✓Updates at each step
• ✓Options explained in plain language
• ✓Quick, easy settlements
• ✓Experience across first-home, investment and refinance loans

Why it ranks #11

Holds 5.0 across 298 reviews. Reviewers highlight fast replies and quick approvals, including one buyer who moved in within two weeks of making an offer. Many are repeat clients for refinances and property loans.

Pros

• ✓Fast replies to questions
• ✓Clear step-by-step explanations
• ✓Repeat clients for refinances and purchases
• ✓Australian Credit Licence listed on its website

Why it ranks #12

A 5.0 rating from 297 reviews. Reviewers describe calm, plain-English help for first-home buyers, and the team has handled entity structures, a remortgage and a land purchase followed by a build. Recent reviews show no repeated complaints.

Pros

• ✓Fast replies to calls and emails
• ✓Plain-English first-home help
• ✓Handles entity structures and remortgages
• ✓Staff go beyond the basics

Why it ranks #13

Scores 5.0 from 273 reviews. Reviewers say the team keeps first-time buyers calm and stays with them to settlement. It has also handled a two-title loan and worked with several banks for a client on a limited income.

Pros

• ✓Patient first-home buyer help
• ✓Quick, clear communication
• ✓Experience with tricky applications
• ✓Strong local knowledge of the Perth market

Why it ranks #14

A 5.0 rating from 267 reviews. Reviewers describe plain-language explanations, replies that include after hours, and contact kept up after settlement. The broker has switched lenders mid-process when a loan size changed and helped with valuation reports.

Pros

• ✓Plain-language loan explanations
• ✓Responsive, including after hours
• ✓Patient with first-home buyers
• ✓Works with multiple lenders

Why it ranks #15

Holds 5.0 across 251 reviews. Reviewers mention quick replies, including late nights and weekends, and steady updates. Clients cover refinancing, debt consolidation and a conditional approval for a land redevelopment, and many return for later loans.

Pros

• ✓Clear, honest advice on options
• ✓Replies late nights and weekends
• ✓Steady updates at each stage
• ✓Covers refinancing and debt consolidation