Mortgage brokers in Perth CBD: ranked picks
Perth CBD sits at the centre of a broker market thick with options, and the names below have earned their place through consistent five-star feedback rather than advertising spend. Each business here is scored using a set methodology that weighs rating, review volume, recency, and sentiment, so the order reflects sustained client experience rather than a single good month.
CBD-based buyers and refinancers here range from first-home buyers navigating apartment purchases to professionals with FIFO or self-employed income needing brokers comfortable with non-standard paperwork. Several firms on this list also handle clients across greater Perth, West Perth, and beyond, so proximity to the CBD is less important than a broker's track record with your particular loan type.
104 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Surrey Road Finance | 95 | 5 (283) | — | Complex or commercial deals |
| 2 | Orange Mortgage and Finance Brokers Perth | 95 | 5 (261) | — | First-home buyers |
| 3 | FI Collective | 95 | 5 (243) | — | First-timers wanting hand-holding |
| 4 | Habitat Finance | 95 | 5 (200) | — | Multi-property owners |
| 5 | In Mortgage & Finance Services | 94 | 5 (176) | — | FIFO and self-employed borrowers |
| 6 | Loanport | 94 | 5 (164) | — | Investment property loans |
| 7 | Wealth Health Co | 94 | 5 (158) | — | Loans plus wealth planning |
| 8 | Bespoke Finance Group | 93 | 5 (151) | — | Long-term client relationships |
| 9 | Finance 365 | 93 | 4.9 (348) | — | first home buyer |
| 10 | Mortgage Choice in Perth | 93 | 4.9 (228) | — | first home buyer |
| 11 | Loan Market Tenzing & Associates | 92 | 5 (108) | — | investment property finance |
| 12 | Westend Finance | Truck, Equipment & Vehicle Loans | 91 | 5 (92) | — | first home buyer |
| 13 | Alex Andreadis - Loan Market | 91 | 5 (86) | — | commercial finance |
| 14 | Silvernest Group | 91 | 5 (88) | — | investment property finance |
| 15 | Inca Mortgage Solutions - Amy Ferguson | 91 | 5 (171) | — | first home buyer |
| 16 | Quick Smart Finance | 91 | 5 (73) | — | first home buyer |
| 17 | Luxe Finance Group | 90 | 5 (70) | — | first home buyer |
| 18 | Opti Finance | 90 | 5 (74) | — | first home buyer |
| 19 | Wealth Plus Group | 90 | 5 (61) | — | first home buyer |
| 20 | Oren Mortgages | 90 | 5 (58) | — | first home buyer |
| 21 | Amplified Lending Solutions | 90 | 4.9 (79) | — | first home buyer |
| 22 | The Finance Agency | 89 | 5 (60) | — | first home buyer |
| 23 | Diversifi | 89 | 5 (138) | — | first home buyer |
| 24 | The Perth Property Co. | 89 | 4.9 (110) | — | first home buyer |
| 25 | Mesh Finance | 89 | 5 (52) | — | first home buyer |
| 26 | CA LOANS | 89 | 5 (137) | — | first home buyer |
| 27 | Strategic Mortgages Perth | 89 | 4.9 (64) | — | first home buyer |
| 28 | Mortgage Choice South Perth - Matthew Jukes | 89 | 5 (48) | — | first home buyer |
| 29 | Pilbara Finance - Mortgage Broker Perth | 89 | 4.9 (66) | — | first home buyer |
| 30 | Your Home Equity | Reverse Mortgage Brokers | 89 | 5 (44) | — | first home buyer |
| 31 | Mortgage Choice in North Perth | 88 | 5 (54) | — | first home buyer |
| 32 | Mortgage Choice Mount Lawley - Todd McVee | 88 | 5 (39) | — | first home buyer |
| 33 | Dynamic Property Advisory | 88 | 4.9 (50) | — | investment property finance |
| 34 | EZPZ Home Loans | 88 | 5 (37) | — | first home buyer |
| 35 | Formal Finance | 87 | 5 (33) | — | first home buyer |
| 36 | Finance Quarter | 86 | 5 (25) | — | first home buyer |
| 37 | Ecco Finance Solutions | 86 | 5 (23) | — | first home buyer |
| 38 | Keating Finance | 85 | 4.9 (39) | — | first home buyer |
| 39 | iSecure Loans | 85 | 5 (19) | — | first home buyer |
| 40 | Verida Lending | 85 | 5 (18) | — | first home buyer |
| 41 | Prowest Financial Solutions | 84 | 4.7 (33) | — | first home buyer |
| 42 | Shivam Sharma - Amplified Lending Solutions | 84 | 5 (20) | — | first home buyer |
| 43 | AUSUN Finance WA | 84 | 5 (15) | — | first home buyer |
| 44 | Ally Home Loans - Australian Mortgages for Expats & Residents | 84 | 5 (16) | — | first home buyer |
| 45 | Elevate Mortgage & Finance | 84 | 5 (14) | — | first home buyer |
| 46 | Finance My Home | 84 | 4.9 (36) | — | first home buyer |
| 47 | Smartmove | 82 | 5 (9) | — | first home buyer |
| 48 | Greenleaf Finance | 80 | 5 (10) | — | first home buyer |
| 49 | Mortgage Choice Broker - Anthony Jayamaha and Surbhi Patel | 79 | 5 (10) | — | first home buyer |
| 50 | PARQ Finance | 79 | 5 (15) | — | first home buyer |
| 51 | Vantage International Property & Finance | 79 | 5 (11) | — | first home buyer |
| 52 | Primarius Financial Solutions | 78 | 5 (14) | — | first home buyer |
| 53 | Lister Finance | 78 | 5 (11) | — | investment property finance |
| 54 | Special Finance | 77 | 4.8 (33) | — | first home buyer |
| 55 | Loan Market Ultimate | 76 | 4.9 (62) | — | first home buyer |
| 56 | A1 Financial Services and Advice | 76 | 5 (6) | — | first home buyer |
| 57 | Epic Finance | 74 | 4.6 (21) | — | car personal finance |
| 58 | NRB FINANCE | 73 | 5 (2) | — | first home buyer |
| 59 | Boutique Finance Perth | 72 | 5 (25) | — | first home buyer |
| 60 | Able Finance | 72 | 5 (8) | — | first home buyer |
| 61 | The Finance Agency / All About You Finance | 71 | 4.9 (35) | — | first home buyer |
| 62 | Fundd | 71 | 5 (1) | — | first home buyer |
| 63 | Wealth & Security Planners | 71 | 5 (4) | — | first home buyer |
| 64 | Luke Adams - Diversifi Finance | 84 | 4.9 (19) | — | first home buyer |
| 65 | Mortgage Choice Perth - Bevan O'Farrell & Kim Harrison | 68 | 5 (8) | — | first home buyer |
| 66 | Purple Circle Financial Services | 67 | 5 (7) | — | first home buyer |
| 67 | DPS Lending Solutions | 67 | 5 (1) | — | first home buyer |
| 68 | Mortgage Broker Perth - Hunter Galloway | 67 | 5 (1) | — | first home buyer |
| 69 | The Reformed Adviser | 66 | 5 (6) | — | first home buyer |
| 70 | Findex Perth | 65 | 5 (4) | — | first home buyer |
| 71 | Capitage Finance -Anjila | 64 | 5 (4) | — | first home buyer |
| 72 | Slater & Muir | 64 | 5 (3) | — | first home buyer |
| 73 | Nicole Kennedy - Finance Specialist | 63 | 5 (8) | — | first home buyer |
| 74 | Indigo Money | 63 | 5 (2) | — | first home buyer |
| 75 | Michael Pham - Finance Specialist | 63 | 5 (2) | — | first home buyer |
| 76 | Mortgage Solutions Australia | 62 | 4.1 (9) | — | first home buyer |
| 77 | Finwise Home Loans | 61 | 5 (1) | — | first home buyer |
| 78 | MAS Tax Accountants West Perth | 61 | 5 (1) | — | first home buyer |
| 79 | AFG | 58 | 3.2 (9) | — | first home buyer |
| 80 | Equity Finance & Mortgages PTY LTD | 57 | 5 (1) | — | first home buyer |
| 81 | Fortuna Financial | 57 | 5 (1) | — | first home buyer |
| 82 | Beyond Accountancy | 56 | 3 (2) | — | first home buyer |
| 83 | Mortgage Vision | 53 | 5 (1) | — | car personal finance |
| 84 | Mortgage Brokers Perth | 53 | 5 (1) | — | first home buyer |
| 85 | Aussie Home Loans Perth (State Office) | 51 | 1 (1) | — | first home buyer |
| 86 | Tania Mondon - Perth Mortgage Broker | 49 | 2 (1) | — | first home buyer |
| 87 | Mortgage Settlements Australia | 49 | 5 (1) | — | first home buyer |
| 88 | 123 Home Loans | 49 | 5 (1) | — | first home buyer |
| 89 | Natloans - Mortgage Broker Perth | 32 | — | — | first home buyer |
| 90 | FinFlow Brokers Group | 32 | — | — | first home buyer |
| 91 | Acquest Financial Services | 30 | — | — | first home buyer |
| 92 | Arrive Wealth Management | 30 | — | — | first home buyer |
| 93 | Make My Finance | 30 | — | — | first home buyer |
| 94 | XO Accounting | 30 | — | — | first home buyer |
| 95 | Lending Club Australia Pty Ltd | 30 | — | — | first home buyer |
| 96 | Mortgage Choice Perth - Jessica Li | 30 | — | — | first home buyer |
| 97 | Mortgage Broker Applecross | 30 | — | — | first home buyer |
| 98 | MoneyQuest - Mount Lawley | 28 | — | — | commercial finance |
| 99 | Liquid Finance Solutions | 26 | — | — | first home buyer |
| 100 | First Choice Loans | 26 | — | — | first home buyer |
Ranked picks

Surrey Road Finance
score 95/100Named brokers like Charles and Dylan proactively flag problems before they get costly, backed by an unbroken run of five-star reviews.

Orange Mortgage and Finance Brokers Perth
score 95/100Laszlo Szollosi's after-hours availability and patient, repeat-question tolerance have earned WA Broker of the Year honours two years running.

FI Collective
score 95/100Paul and Justin explain property reports and loan terms in plain language while staying ahead of bank admin deadlines.

Habitat Finance
score 95/100Rory and Gariet handle interstate refinancing and repeat clients across years with consistently fast, clear communication.

In Mortgage & Finance Services
score 94/100Rob, Charlotte, and Janine are singled out for making non-standard employment cases feel just as straightforward as any other.

Loanport
score 94/100Diana McKenzie's team tailors advice per client and regularly secures better rates than customers' previous lenders.

Wealth Health Co
score 94/100Rhys and Steve's team pairs mortgage advice with tax and super planning, and works weekends when timing is tight.

Bespoke Finance Group
score 93/100Chris and Rebecca stay reachable well past settlement, following up to confirm everything landed as planned.

Finance 365
score 93/100Over years of service, Finance 365 consistently earns trust through brokers who remember clients' names and their financial history.

Mortgage Choice in Perth
score 93/100Jordan, Adele, Roan, Peter, Princess, Gjoko, and Maycon consistently guide clients through property finance with patience and clear explanations.

Loan Market Tenzing & Associates
score 92/100Loan Market Tenzing & Associates earns consistent five-star reviews for guiding borrowers through home and personal loans with patience and clarity.

Westend Finance | Truck, Equipment & Vehicle Loans
score 91/100Ben and his team handle the paperwork without drama.

Alex Andreadis - Loan Market
score 91/100Clients consistently praise Alex for answering calls and returning messages reliably, even during holidays.

Silvernest Group
score 91/100All 88 reviewers give five stars.

Inca Mortgage Solutions - Amy Ferguson
score 91/100Amy Ferguson builds lasting client relationships by breaking down the home-buying and refinancing process into manageable steps.

Quick Smart Finance
score 91/100Allen at Quick Smart Finance has earned uniform five-star reviews for handling refinances, first-home buys, and investment loans with speed and clarity.

Luxe Finance Group
score 90/100Every recent review was five stars.

Opti Finance
score 90/100Serena and her team at Opti Finance turn down complex loan rejections into approvals, often within weeks.

Wealth Plus Group
score 90/100Clients have stayed with Wealth Plus for decades, citing staff who turn financial jargon into plain language and answer calls reliably.

Oren Mortgages
score 90/100Hannah at Oren Mortgages consistently delivers tailored loan advice with openness and patience.

Amplified Lending Solutions
score 90/100From start to finish, clients describe working with staff who explain loan options clearly, respond quickly, and genuinely listen to their goals.

The Finance Agency
score 89/100Every reviewer gave five stars, praising staff who stay in close contact and keep them informed at each step.

Diversifi
score 89/100Logan, Rachel, Tracey, Luke and the Diversifi team earn sustained praise for staying committed when applications get sticky.

The Perth Property Co.
score 89/100Nadija and Dan have built a strong reputation for hands-on property sales work, handling everything from styling to connecting clients with trusted trades.

Mesh Finance
score 89/100All 18 reviewed deals closed with five-star outcomes, centred on Chanel and Jason's deep knowledge and willingness to solve problems.

CA LOANS
score 89/100Reviewers consistently describe working with a team that turns difficult applications into fast approvals.

Strategic Mortgages Perth
score 89/100Richard and Ben consistently earn praise for deep knowledge, instant availability, and handling complex deals without fuss.

Mortgage Choice South Perth - Matthew Jukes
score 89/100Matt secures loans quickly and removes the worry from buying a home.

Pilbara Finance - Mortgage Broker Perth
score 89/100Clinton and the Pilbara Finance team handle loan applications from start to finish, keeping clients informed throughout and removing the stress of bank follow-ups.

Your Home Equity | Reverse Mortgage Brokers
score 89/100Scott, Jacqui and Wade consistently deliver calm, patient guidance through reverse mortgages and home equity finance.

Mortgage Choice in North Perth
score 88/100Scott Gillespie and his team at Mortgage Choice deliver consistent support across first-time buys, refinancing, and investment deals.

Mortgage Choice Mount Lawley - Todd McVee
score 88/100Todd and his team prioritise clear communication and straight-forward processes.

Dynamic Property Advisory
score 88/100Laura, Harry, Matt, and the team have built a strong track record sourcing investment properties and securing first-time buyers across Perth and interstate.

EZPZ Home Loans
score 88/100Ben Tan has built a near-flawless reputation guiding first-home and repeat buyers through the full mortgage journey.

Formal Finance
score 87/100Formal Finance delivers consistently positive outcomes across first-home purchases, refinancing, and investment loans.

Finance Quarter
score 86/100Sean and the Finance Quarter team consistently earn five-star reviews for turning home buying into a straightforward process.

Ecco Finance Solutions
score 86/100Ecco Finance's clients consistently highlight Breno and George as brokers who stay invested long after settlement, regularly checking in and explaining complex finance in plain terms.

Keating Finance
score 85/100Chris Keating handles mortgages, refinances, and investment property loans with attentive service and quick responses.

iSecure Loans
score 85/100All 19 five-star reviews centre on Dau Pham, the principal broker.

Verida Lending
score 85/100Josh Chuah and his team deliver a consistently calm, informed experience.

Prowest Financial Solutions
score 84/100Matt and the team deliver swift, stress-free loan approvals with personal attention to each client's goals.

Shivam Sharma - Amplified Lending Solutions
score 84/100Shivam Sharma cuts through the confusion first-home buyers face.

AUSUN Finance WA
score 84/100Jingwei at AUSUN Finance consistently earns praise for patient, thorough guidance through home loans and refinancing.

Ally Home Loans - Australian Mortgages for Expats & Residents
score 84/100Ally Home Loans consistently delivers stress-free property finance across home purchases, refinancing, and expat lending.

Elevate Mortgage & Finance
score 84/100Paul consistently delivers calm, hands-on support through purchases, refinances, and renovation loans.

Finance My Home
score 84/100Colin and his team deliver a straightforward, confident experience from start to finish.

Smartmove
score 82/100Eight reviewers praise Smartmove staff, chiefly Adele and Robbie (Robert Guthrie), for patience, clear explanations, and constant communication.

Greenleaf Finance
score 80/100Dom and his North Perth team earn consistent five-star reviews for personal attention and results.
Mortgage Choice Broker - Anthony Jayamaha and Surbhi Patel
score 79/100All 10 reviews award five stars, citing responsiveness, clear explanations of mortgage options, and staff willingness to help outside hours.

PARQ Finance
score 79/100All 15 reviewers gave five stars, consistently praising Rachael's responsiveness, patience with questions, and willingness to adapt quickly when circumstances changed.

Vantage International Property & Finance
score 79/100Stan and his Vantage team deliver hands-on service across sales, rentals, and property management in South Perth and nearby suburbs.

Primarius Financial Solutions
score 78/100All 14 reviews are five-star, citing Muriel Oliver and the team for professional advice, clarity, and consistent service over years.

Lister Finance
score 78/100Across 11 reviews, all five-star, first-time buyers and repeat clients praise John for translating complex loan steps into plain English and sorting issues fast.

Special Finance
score 77/100Leon's team handles home loans, refinancing, and commercial finance with speed and care.

Loan Market Ultimate
score 76/100Rob Crawford and Candice Geiles deliver steady, attentive broker work: quick to respond, patient with first-time buyers, skilled at finding competitive rates.

A1 Financial Services and Advice
score 76/100Leng and A1 Financial Services earn consistent five-star praise for finding competitive loan rates and explaining options step by step.

Epic Finance
score 74/100Most reviewers praise Matt and Michael for rapid approvals, honest guidance, and genuine care.

NRB FINANCE
score 73/100Nelson and Justin guided home buyers through finance applications with patience and practical advice, turning a potentially stressful process into a straightforward one.

Boutique Finance Perth
score 72/100Leonie delivers consistent one-on-one service across home loans, refinancing, and investment finance.

Able Finance
score 72/100All eight reviews are five-star.

The Finance Agency / All About You Finance
score 71/100Staff including Jared, Helen, Kylie, Kyle, Michael, Sarah, Jerry, and Paula consistently earn five-star praise for explaining loans clearly, responding fast, and negotiating better rates across multiple lenders.

Fundd
score 71/100One recent reviewer praised Fundd for guiding them through a home loan approval with clear steps and responsive answers.

Wealth & Security Planners
score 71/100Kerry Franklin and the team deliver patient, hands-on guidance through mortgage and financial planning, keeping clients informed at every step.

Luke Adams - Diversifi Finance
score 84/100Luke Adams steers clients through mortgages and refinancing with patient, clear guidance.

Mortgage Choice Perth - Bevan O'Farrell & Kim Harrison
score 68/100Bevan and Kim guide buyers through mortgages with patience and clear language, from first-home purchase through refinance and discharge.

Purple Circle Financial Services
score 67/100Purple Circle Financial Services is a mortgage broker aggregator serving Australian brokers with software, lender panel access, and support.

DPS Lending Solutions
score 67/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Mortgage Broker Perth - Hunter Galloway
score 67/100Josh and the Hunter Galloway team walked a first-time buyer through each step, answering questions thoroughly and keeping the loan process stress-free and straightforward.

The Reformed Adviser
score 66/100Six reviews spanning nine years paint a consistent picture of David Pereira as a trustworthy adviser who explains complex topics plainly and genuinely puts clients' interests first.

Findex Perth
score 65/100All four reviews are five-star, with clients reporting prompt, friendly service and naming Gerrit Vorster specifically for quick, accurate tax work.

Capitage Finance -Anjila
score 64/100All four reviewers gave five stars.

Slater & Muir
score 64/100Two reviewers describe repeat business and personal attention.

Nicole Kennedy - Finance Specialist
score 63/100Nicole Kennedy earns consistent five-star reviews for patient, organised service.

Indigo Money
score 63/100Krishna Strickland's advice and legwork impressed both reviewers, who described getting rare attentive service and solid outcomes.

Michael Pham - Finance Specialist
score 63/100Two five-star reviews from 7 years ago praise Michael's responsiveness and the time he invests in finding options.

Mortgage Solutions Australia
score 62/100Most reviewers praise named staff like David Lam, Phil Farrugia, and Danielle Pierre for thorough guidance and best-rate outcomes.

Finwise Home Loans
score 61/100One five-star review is the only feedback available.

MAS Tax Accountants West Perth
score 61/100One reviewer awarded five stars.

AFG
score 58/100AFG's recent reviews centre on serious settlement failures: money directed incorrectly, delays exceeding a week, and staff unresponsive to urgent contact.

Equity Finance & Mortgages PTY LTD
score 57/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Fortuna Financial
score 57/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Beyond Accountancy
score 56/100One reviewer praised Paul Iannello's responsiveness and tax planning advice; another reported being hung up on by Rachel during an appointment booking attempt.

Mortgage Vision
score 53/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Mortgage Brokers Perth
score 53/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Aussie Home Loans Perth (State Office)
score 51/100One reviewer reported an unwanted phone call on a public holiday from a pushy caller who refused to accept their rejection.

Tania Mondon - Perth Mortgage Broker
score 49/100Only one Google review is available for this business, rating it at 2 stars.

Mortgage Settlements Australia
score 49/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

123 Home Loans
score 49/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Natloans - Mortgage Broker Perth
score 32/100Review evidence is limited (no individual reviews provided).


Acquest Financial Services
score 30/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

XO Accounting
score 30/100Review evidence is limited; XO Accounting lists accounting, payroll, Xero support, legal advice, and property advocacy services across multiple cities, but customer sentiment cannot be assessed from available data.

Lending Club Australia Pty Ltd
score 30/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Mortgage Choice Perth - Jessica Li
score 30/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.


Liquid Finance Solutions
score 26/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

First Choice Loans
score 26/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

