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First Choice Loans
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Not enough recent reviews yet to synthesise a reliable sentiment read for this business.
First Home Buyer LoansMortgage BrokerCar & Personal Loans
Coin Capital Home & Commercial loan Brokers
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansConstruction & Building LoansCar & Personal LoansMortgage Broker
- Location
- North Perth
- Services
- First Home Buyer Loans, Refinancing, Investment Property Finance
- Reviews
- 93
- Ranking
- #125 in First Home Buyer Loans
- Best for
- First-time home buyers anxious about paperwork; clients needing quick, patient guidance through complex loan structures
Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-09-26.
What do recent reviews say?
Ronil Shah at Coin Capital has built a reputation for turning stressful loan applications into straightforward processes. Clients consistently report being guided through complex steps with patience and clarity, with loan approvals often completed in days rather than weeks. Most describe him as genuinely invested in their financial goals, even helping beyond the mortgage itself with advice on inspections, insurance, and property reviews.
The single major complaint describes threatening behaviour and mistreatment. While this is isolated among the reviews, it represents a significant breach of trust that contrasts sharply with the overwhelming pattern of supportive, professional service. For the vast majority, the experience has been transformative, especially for first-time buyers anxious about paperwork and process.
Praised for
- Ronil's knowledge and professionalism
- patient and clear explanation of processes
- quick approvals and smooth settlements
- genuinely focused on client outcomes
- goes above and beyond with guidance
Watch-outs
- unprofessional and disrespectful behaviour
- pressure tactics and threats around money movement
responsive-communicationexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokergreat-with-first-home-buyerssmooth-settlementpatient-with-questionshandled-complex-situationreliable-followup
Best for: First-time home buyers anxious about paperwork; clients needing quick, patient guidance through complex loan structures
Think twice if: One review alleges threatening behaviour and disrespect; most clients report the opposite, but that complaint warrants caution if trust feels shaky from the start
What are they good at?
- Ronil Shah's deep lending policy knowledge
- fast approval timelines (loans approved in days)
- patient guidance through paperwork and beyond
- focused on finding the right loan structure for each client
What reviews say by service
- First Home Buyer Loans
- Reviewers praise Ronil's ability to simplify paperwork and explain loan products for anxious first buyers; one client's initial bank application was declined before Ronil helped her get approved.
- Refinancing
- No specific refinancing reviews in the sample; service listed on website but not evidenced in reviews.
- Investment Property Finance
- Reviewers mention help with investment-related loans but no dedicated investment-specific reviews.
- Construction & Building Loans
- One reviewer specifically credits Ronil with helping achieve their home build goal after a bank decline; focused guidance on loan structure for construction.
- Commercial & Business Finance
- Website lists commercial loans; no detailed review evidence for this service.
How it compares
- Rated 4.9 against a 4.91 average across the 339 first home buyer loans businesses listed here.
- Has more Google reviews than 84% of the businesses in this directory.
How we scored this
Scoring Method Star rating 93
Review volume 86
Review recency 100
Review sentiment 70
Profile completeness 100
Verification 30
Rating breakdown
5
91
4
1
3
0
2
0
1
1
FAQ
- How long does the approval process typically take?
- One recent client's full process took 10 days from property selection to approval, completed before the cooling-off period ended. Another client notes loans were approved 'in a reasonable time frame.'
- Can Ronil help if my bank application was declined?
- Yes. Multiple reviewers describe having their application declined by a bank or feeling rushed through a bank process, only to have Ronil secure approval by understanding their situation better and finding the right loan structure.
- Does Ronil provide advice beyond the mortgage itself?
- Reviewers consistently mention he guides clients on strata reviews, building inspections, home insurance, and next steps toward settlement, not just arranging the loan.
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