Best commercial & business finance brokers in Perth

Why it ranks first

Sixty reviews and every single one is five stars, which is a rare run for a business this size. Named staff like Hanif, Mikayla and Josh take ownership of each file across home, investment, business and asset finance, and thirty years operating under an Australian Credit License backs that up.

Pros

• ✓Perfect 5.0 rating across 60 reviews
• ✓Named staff stay in close contact through the whole process
• ✓Handles complex cases and tight refinancing deadlines
• ✓30 years operating in Perth with multiple lender relationships

Why it ranks second

FQ Finance carries the highest composite score on this list, built on 143 reviews that stay almost entirely five-star. Dylan, Todd and Tatenda are named repeatedly for explaining loan options in plain terms and for staying involved after settlement to chase rate reductions.

Pros

• ✓Largest review base on this list at 143 reviews, still nearly perfect
• ✓Named brokers known for patient, plain-language explanations
• ✓Helps secure better rates than dealership finance
• ✓Follows up after settlement on rate reductions and restructures

Why it ranks third

All 69 reviews for LnL Finance are five-star, with Leandro and his team named directly for working through complicated finance situations and turning approvals around fast. Several clients describe coming back to the same team over multiple years rather than shopping around each time.

Pros

• ✓69 straight five-star reviews
• ✓Leandro personally handles complex cases
• ✓Fast loan approvals and processing
• ✓Long-standing repeat client relationships

Why it ranks fourth

Fortuna Advisory Group draws consistent praise for Sahil, Sumit and Parvinder breaking down insurance and financial advice into plain terms, and for claims handled quickly during events like Perth storms. Most relationships here run eight-plus years, though the review set includes one long-standing client who felt service slipped.

Pros

• ✓Named advisors known for clear, tailored guidance
• ✓Fast claims handling during emergencies
• ✓Client relationships commonly running 8+ years
• ✓Strong referral rate among existing clients

Why it ranks fifth

Armada pairs personalized accounting with staff who clients name directly, including Hanson, Kelly, Mark and Mike, and many relationships have run over a decade. Reviewers point to proactive BAS and tax reminders and comfort handling more complicated cases like crypto.

Pros

• ✓Named staff with decade-plus client relationships
• ✓Comfortable with complex tax and crypto situations
• ✓Proactive on BAS and tax deadline reminders
• ✓Explains financial matters in plain language

Why it ranks sixth

Pat, Shane and the Inspired Money team are described by clients as listening before advising, across mortgage broking, investment management and self-employed finance. Relationships here often stretch five to eight years, with reviewers noting an honest, no-pressure approach even on complicated superannuation and estate questions.

Pros

• ✓Clients report multi-decade loyalty in some cases
• ✓Explains complex financial strategy without jargon
• ✓No-pressure, integrity-led approach
• ✓Handles mortgages, super and estate planning together

Why it ranks seventh

All 19 reviews for iSecure Loans are five-star and center on principal broker Dau Pham, praised for patient explanations and for revisiting rates after settlement. The review count is smaller than the top names on this list, but the pattern across those 19 is consistent with no complaints on record.

Pros

• ✓Perfect record across all 19 reviews
• ✓Proactively revisits rates after settlement
• ✓Clear explanations for first-time and experienced borrowers
• ✓Handles complex transactions and tight timeframes

Why it ranks eighth

WA Finance Services has a small review base of eight, all five-star, so treat it as an emerging track record rather than a large sample. Within that set, Michael Chau is named for handling paperwork end-to-end and staying reachable outside standard hours, with some clients returning over a decade.

Pros

• ✓Michael Chau leads hands-on, end-to-end support
• ✓Available outside standard business hours

Why it ranks ninth

Ross at Encharge Capital is repeatedly credited with turning approvals around in weeks rather than months, across refinancing, investment loans and equipment finance. The business cites 15+ years' experience and MFAA membership, and the 23-review set is almost entirely five-star.

Pros

• ✓Fast turnaround, often weeks rather than months
• ✓Weekend availability for first-time buyers
• ✓Proactive rate monitoring after settlement
• ✓15+ years' experience, MFAA member

Why it ranks tenth

Primarius Financial Solutions has a smaller review base of 14, all five-star, built mostly around Muriel Oliver's seven-plus years advising clients on business setup and tax planning. Reviewers describe consistent, jargon-free communication over that time.

Pros

• ✓Muriel Oliver's 7+ year advisory track record
• ✓Handles business setup alongside tax planning
• ✓Clear, jargon-free explanations
• ✓Consistent five-star record, though on a smaller sample

Why it ranks #11

Lets Finance has genuine advocates, with Adam Austin and Donna-Marie named for securing home loans and communicating clearly. Set against that, the review history includes recurring complaints about being ignored for months and applications dropped without explanation, so outcomes here vary more than most on this list.

Pros

• ✓Named brokers praised for communication when engaged
• ✓Admin team praised for support
• ✓Handles complex or difficult lending situations
• ✓Positive reviews span multiple years

Why it ranks #12

Accord Accountants & Advisors is described as going past standard tax filing into ongoing strategic guidance, with Josh Tilley and David named repeatedly for helping clients minimise tax and see their full financial picture. The review base is smaller at 12, but the sentiment is consistently strong.

Pros

• ✓Strategic tax and wealth advice, not just compliance
• ✓Named staff praised across multiple reviews
• ✓Responsive on urgent issues and business setup
• ✓Long-term client loyalty

Why it ranks #13

Peter Flint at MoneyQuest Midland is known for quick, low-stress settlements and patient explanations for first-home buyers, with flexibility that extends to holiday periods. One self-employed reviewer flagged gaps in handling non-standard lending requirements, worth noting if that applies to you.

Pros

• ✓Fast settlement times, called out repeatedly
• ✓Patient with first-home buyers
• ✓Flexible availability, including holidays
• ✓Clear guidance through the loan process

Why it ranks #14

McKinley Plowman has genuine long-term loyalty, with clients over five-plus years praising staff who fix errors left by previous accountants. That said, more recent reviews describe missed appointments and slow turnaround, including a nine-month delay on a tax return, so service here appears to depend heavily on who handles your file.

Pros

• ✓Staff praised for fixing mistakes from prior accountants
• ✓Long-term clients report genuine care over years
• ✓Clear communication when things go well
• ✓Willing to invest in resolving serious issues

Why it ranks #15

Wealth & Security Planners has only four reviews on record, all five-star, so this is an early track record rather than a deep one. Within that small set, Kerry Franklin is named for patient, hands-on guidance and staying available through complex mortgage and planning decisions.

Pros

• ✓Kerry Franklin praised for patient, hands-on guidance
• ✓All-hours email and phone support