Compare A Broker Directory
Menu

Best commercial and business finance in Perth

Updated 2026-10-30 · 6,797 reviewed · 451 listed · 15 top picks · Scored from 588 Google reviews · How we rank ›

Best commercial & business finance brokers in Perth

Fifteen Perth finance specialists, ranked on Google review evidence using our methodology. Only businesses where finance is a primary service are included, and scores were last updated 30 October 2026.

Most reviews here centre on home loans and refinancing, with business and asset finance mentioned for a few firms. For a broader view of home lending, see the best mortgage broker overall list. Order follows the composite score, which rewards rating, review volume and recency, so profiles with few reviews are flagged as lower confidence.

Picks are ranked by score and relevance to commercial & business finance, so a lower overall score can rank higher here.

At a glance

#BusinessScoreRatingFromBest for
1FQ Finance935 (165)—All-round home and refinance
2LnL Finance905 (69)—Complex refinances, repeat clients
3The Finance Agency905 (63)—First home and asset finance
4Prudent Finance904.9 (87)—Purchases, refinances, novated leases
5iSecure Loans865 (20)—Long-term home loan relationships
6Encharge Capital794.8 (23)—First-time buyers, equipment finance
7Viridian835 (11)—Interstate and complex cases
8WA Finance Services775 (8)—First home buyers, after-hours help
9Fundd815 (7)—Fast callbacks, tricky files
10MoneyQuest - Midland784.8 (20)—Midland first home and refinance
11Lets Finance714.2 (57)—Home loans, with caution
12My Money House734.3 (21)—Investment property loans
13Accord Accountants & Advisors724.9 (11)—Fremantle tax and business advice
14Wealth & Security Planners705 (4)—Mortgage and planning together
15Cathay Mortgages Pty Ltd685 (22)—Complex or declined applications

Ranked picks

1
FQ Finance

FQ Finance

score 93/100
5 from 165 reviews
All-round home and refinanceexplained clearlyresponsive communicationgot best rate

Why it ranks first

A 5.0 rating from 165 reviews is the deepest evidence base on this list, and recent reviews keep the same tone. Clients describe a low-stress run from first call to settlement, with jargon explained in plain terms. Several say the team took over a file from a previous broker who had gone quiet.

Pros

  • Clear explanations of loan numbers and options
  • Quick replies by phone and email
  • Covers home loans, refinancing and house and land builds
  • Strong results on rates and deal terms

Services: Commercial & Business Finance, Self-Employed & Low-Doc Loans, Investment Property Finance, Construction & Building Loans

2
LnL Finance

LnL Finance

score 90/100
5 from 69 reviews
Complex refinancesrepeat clientsexplained clearlyresponsive communication

Why it ranks second

Five stars across 69 reviews, with clients saying complex refinances and first home purchases stayed on track. Several have used the team across multiple loans over the years, which points to lasting relationships.

Pros

  • Plain-terms explanation at each step
  • Responsive to questions
  • Handles complex refinance and purchase cases
  • Long-term repeat clients

Services: Commercial & Business Finance, Self-Employed & Low-Doc Loans, Construction & Building Loans, Mortgage Broker

3
The Finance Agency

The Finance Agency

score 90/100
5 from 63 reviews
First home and asset financeresponsive communicationexplained clearlypatient with questions

Why it ranks third

Five stars from 63 reviews, with consistently positive recent feedback. The work spans first home loans, land purchases, business loans and asset finance, so it suits borrowers who may need more than one product. Reviewers mention help with the First Home Owner Grant and patient handling of many changes.

Pros

  • Fast replies by phone and email
  • Patient with first home buyers
  • Business and asset finance under one roof
  • Clear updates through each stage

Services: Commercial & Business Finance, Self-Employed & Low-Doc Loans, Construction & Building Loans, Mortgage Broker

4
Prudent Finance

Prudent Finance

score 90/100
4.9 from 87 reviews
Purchasesrefinancesnovated leasesresponsive communication

Why it ranks fourth

A 4.9 rating from 87 reviews, with recent praise for fast responses and regular progress updates. Reviewers also mention help with novated lease payouts and land loans, and strong results on tight timelines.

Pros

  • Clear updates through each loan step
  • Patient with first-time buyers
  • Help with refinancing and pre-approval
  • Novated lease payout help

Services: Commercial & Business Finance, First Home Buyer Loans, Mortgage Broker, Refinancing

5
iSecure Loans

iSecure Loans

score 86/100
5 from 20 reviews
Long-term home loan relationshipsresponsive communicationexplained clearlyfast approval

Why it ranks fifth

Five stars from 20 reviews, centred on one broker's patient, detail-focused advice. Reviewers cite proactive rate reviews, fast approval and settlement, and help with cases like overseas relocations. The review count is modest, so the evidence is thinner than the top profiles.

Pros

  • Patient, thorough guidance
  • Fast approval and settlement
  • Proactive rate reviews
  • Clear explanations of complex processes

Watch out: Reviews focus on one broker, so ask who will handle your file.

Services: Commercial & Business Finance, Mortgage Broker, Refinancing, Investment Property Finance

6
Encharge Capital

Encharge Capital

score 79/100
4.8 from 23 reviews
First-time buyersequipment financeresponsive communicationexplained clearly

Why it ranks sixth

A 4.8 rating from 23 reviews, with praise for speed and plain-language explanations. Work covers refinancing, investment loans, first homes and equipment finance. Reviewers mention weekend meetings and rate checks after settlement. The business states 15+ years of experience and MFAA membership.

Pros

  • Results in weeks, not months
  • Explains clearly to first-time buyers
  • Weekend meetings available
  • Rate monitoring after settlement

Watch out: One older review gave a low rating without detail.

Services: Commercial & Business Finance, Car & Personal Loans, Mortgage Broker, Refinancing

7
Viridian

Viridian

score 83/100
5 from 11 reviews
Interstate and complex casesresponsive communicationexplained clearlysmooth settlement

Why it ranks seventh

All 11 reviews are five stars, describing calm, jargon-free guidance and willingness to take on complicated situations, including clients at a distance. It covers first home buyer advice, refinancing and personal loans. With 11 reviews, confidence is medium.

Pros

  • Named brokers known for clarity
  • Handles interstate clients
  • Proactive follow-up
  • Transparent process

Services: Commercial & Business Finance, Car & Personal Loans, Mortgage Broker, Refinancing

8
WA Finance Services

WA Finance Services

score 77/100
5 from 8 reviews
First home buyersafter-hours helpknowledgeable brokerpatient with questions

Why it ranks eighth

Eight five-star reviews with no complaints, and repeat clients spanning a decade. Reviewers say the team handles paperwork end to end and stays available outside standard hours. Low confidence because the review count is small.

Pros

  • Handles paperwork end to end
  • Available outside standard hours

Watch out: Only eight reviews, so treat the score as an early signal.

Services: Commercial & Business Finance, Refinancing, Car & Personal Loans, First Home Buyer Loans

9
Fundd

Fundd

score 81/100
5 from 7 reviews
Fast callbackstricky filesresponsive communicationgot best rate

Why it ranks ninth

Seven five-star reviews, the latest from the past two months. Most praise one broker for fast callbacks, steady updates and pushing for good rates on complicated files. The small review count keeps confidence at medium.

Pros

  • Calls returned fast
  • Helped with complicated files

Watch out: Reviews centre on one broker and only seven in total.

Services: Car & Personal Loans, Commercial & Business Finance, Mortgage Broker, Refinancing

10
MoneyQuest - Midland

MoneyQuest - Midland

score 78/100
4.8 from 20 reviews
Midland first home and refinanceexplained clearlypatient with questionsfast approval

Why it ranks tenth

A 4.8 rating from 20 reviews, with recent reviews positive. Clients praise patient step-by-step explanations and quick settlements. The website lists it as a credit representative under Australian Credit Licence 487823.

Pros

  • Patient, step-by-step explanations
  • Quick settlements
  • First home buyer and refinance experience
  • Responsive to questions

Watch out: One older review raised self-employed applications, so ask about experience if that applies to you.

Services: Commercial & Business Finance, Car & Personal Loans, Mortgage Broker, Refinancing

11
Lets Finance

Lets Finance

score 71/100
4.2 from 57 reviews
Home loanswith cautionresponsive communicationexplained clearly

Why it ranks #11

A 4.2 rating from 57 reviews, with mixed feedback. Some reviewers praise individual brokers for clear advice and helping them into first homes. Review text is limited and confidence is low, so weigh this profile lightly.

Pros

  • Named brokers praised for clear advice
  • Helped some buyers into first homes
  • Strong home loan results reported
  • Solid review volume

Watch out: Some reviewers mention slow or missed replies, so plan to confirm how you will be contacted.

Services: Commercial & Business Finance, Refinancing, Car & Personal Loans, Investment Property Finance

12
My Money House

My Money House

score 73/100
4.3 from 21 reviews
Investment property loansexplained clearlywent above and beyondknowledgeable broker

Why it ranks #12

A 4.3 rating from 21 reviews. Recent praise covers clear guidance for first-time investors and debt reduction. Feedback is mixed, though, so read the recent reviews before committing.

Pros

  • Investment property loan guidance
  • Debt reduction support
  • Staff praised for patience
  • Clear explanations for first-time investors

Watch out: Some reviews mention slow callbacks and a refund issue, so confirm timelines and deposit terms upfront.

Services: Car & Personal Loans, Commercial & Business Finance, First Home Buyer Loans, Investment Property Finance

13
Accord Accountants & Advisors

Accord Accountants & Advisors

score 72/100
4.9 from 11 reviews
Fremantle tax and business adviceresponsive communicationreliable followupexplained clearly

Why it ranks #13

A 4.9 rating from 11 reviews, mostly short and older, about tax returns and long-term accounting support. Finance is not clearly the main service here, and confidence is low, so it suits those wanting an accountant first.

Pros

  • 4.9 rating from 11 reviews
  • Tax return help for years
  • Business and tax advice
  • Responsive and easy to deal with

Watch out: Reviews are mostly older and focus on accounting.

Services: Commercial & Business Finance, Mortgage Broker

14
Wealth & Security Planners

Wealth & Security Planners

score 70/100
5 from 4 reviews
Mortgage and planning togetherknowledgeable brokerpatient with questionsresponsive communication

Why it ranks #14

Five stars from four reviews, praising patient, hands-on guidance through mortgages and financial planning. Reviewers highlight email and phone availability at all hours. Four reviews is very thin evidence, so confidence is low.

Pros

  • Named broker praised across reviews
  • All-hours email and phone support

Watch out: Very few reviews, so the score is provisional.

Services: Commercial & Business Finance, Mortgage Broker

15
Cathay Mortgages Pty Ltd

Cathay Mortgages Pty Ltd

score 68/100
5 from 22 reviews
Complex or declined applicationsresponsive communicationexplained clearlyfast approval

Why it ranks #15

All 22 reviews are five stars, with reviewers saying the team approved complex applications that other brokers declined. They also cite same-day callbacks and clear guidance for first-home buyers. Confidence is low because many reviews are older.

Pros

  • Approves complex applications others declined
  • Same-day callbacks
  • Step-by-step help for first-home buyers
  • Ongoing loan review and refinance support

Watch out: Many reviews are older, so ask about current availability.

Services: Commercial & Business Finance, Construction & Building Loans, Mortgage Broker, Refinancing

How these rankings are worked out

SignalWeight
Review sentiment28%
Google rating26%
Review volume20%
Profile completeness16%
Review recency10%

Ranking data checked 2026-10-30 · Full methodology ›

Request a consultation with mortgage broker in Perth to discuss rates, eligibility, and terms for your loan.

Request a broker consultation

Would you like to hear from multiple brokers?

By sending this request, you agree it will be shared with mortgage broker contacts relevant to your enquiry.

Quote and contact requests you submit through our forms may be passed to one or more partner providers who can carry out the work, and we may receive a fee for those referrals. Rankings and scores are not influenced by referral fees and remain separate from our independent, published scoring method.

Guides before you choose

Last updated 2026-10-30