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Encharge Capital

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 23 Google reviews · How we rank ›

4.8(23) 80 composite score See reviews on Google ✓ Google-verified Publishes prices
First Home Buyer LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerCommercial & Business FinanceSelf-Employed & Low-Doc Loans
Encharge Capital
Services
First Home Buyer Loans, Investment Property Finance, Refinancing
Reviews
23
Ranking
#213 in First Home Buyer Loans
Best for
first-time home buyers who value clear communication and want results without long delays

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Ross and his team at Encharge Capital have built a reputation for turning the mortgage process into something straightforward. Reviewers consistently praise his speed, responsiveness, and ability to explain options in plain language that actually makes sense. First-time buyers particularly highlight how he breaks down the complexity, meets on weekends when needed, and stays with clients beyond settlement to monitor their rates.

His work spans refinancing, investment property loans, first-home purchases, and equipment finance. The business claims 15+ years' experience and MFAA membership. One poor review offers no detail, but across 22 others, the pattern is strong: clients feel supported rather than rushed, get results in weeks not months, and consistently recommend him to others.

Praised for
  • quick responsive communication
  • clear explanations of complex topics
  • stress-free and simple process
  • went above and beyond for best outcome
  • patient with first-time buyers
responsive-communicationexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionssmooth-settlementgreat-with-first-home-buyers
Best for: first-time home buyers who value clear communication and want results without long delays
Think twice if: very limited negative feedback; one one-star review with no detail provided

What are they good at?

  • fast turnaround (weeks, not months)
  • explains clearly to first-time buyers
  • availability for weekend meetings
  • proactive rate monitoring after settlement

Worth knowing

  • Ross Byrne named as key broker across reviews
  • weekend appointment availability mentioned
  • post-settlement rate monitoring offered
  • equipment finance mentioned (excavator, Ute)
  • turnaround in weeks rather than months contrasted with prior senior brokers

What reviews say by service

First Home Buyer Loans
patient explanations, weekend availability, clear guidance through unfamiliar process
Refinancing
smooth process with ongoing rate monitoring post-settlement
Investment Property Finance
handled as part of portfolio, no specific complaints or praise
Self-Employed & Low-Doc Loans
no direct review evidence
Car & Personal Loans
equipment finance (excavator, Ute) completed quickly and easily
Mortgage Broker
fast turnaround, responsive communication, explained options clearly

How it compares

  • Rated 4.8 against a 4.92 average across the 234 car & personal loans businesses listed here.
  • Has more Google reviews than 55% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 91
Review volume 60
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
22
4
0
3
0
2
0
1
1

FAQ

Can you meet outside business hours?
Yes. One first-time buyer reported a weekend meeting was arranged to discuss their purchase.
How long does the mortgage process typically take?
Reviewers report results in weeks. One client secured a block of land and financial approval by the Thursday after an initial Sunday meeting.
Do you help with equipment or vehicle finance?
Yes. Clients have financed an excavator and a Ute through the business.
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Last updated 2026-08-30