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Cathay Mortgages Pty Ltd

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 22 Google reviews · How we rank ›

5.0(22) 69 low data composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansCommercial & Business Finance
Cathay Mortgages Pty Ltd
Location
Applecross
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Refinancing
Reviews
22
Ranking
#138 in Self-Employed & Low-Doc Loans
Best for
First-home buyers, self-employed applicants, and borrowers declined by other brokers.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

All 22 reviews award five stars. Cathay Mortgages clients consistently praise broker Jane (and team member Hong Li and Tommy) for professional service, quick responsiveness, and willingness to explain options clearly. Reviewers highlight successful outcomes on first-home buys, refinances, and complex applications where other brokers had declined. Note: review evidence is limited to Google star ratings and review text; no service breakdowns or specific pricing data are available.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • professional and trustworthy
  • patient explanation and handholding
  • responsive communication
  • strong negotiation and deal outcomes
responsive-communicationexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyers
Best for: First-home buyers, self-employed applicants, and borrowers declined by other brokers.
Think twice if: No material complaints in the 22 reviews. All five-star ratings limit insight into potential service gaps.

What are they good at?

  • consistently approves complex applications others decline
  • broker answers phone and calls back same-day
  • clear step-by-step guidance for first-home buyers
  • ongoing loan review and refinance support

Worth knowing

  • Broker Jane has served clients since 2014
  • Hong Li named for first-home buyer guidance and multi-property refinance support
  • Tommy credited for professional service
  • Broker secured approval in one week when other brokers had declined
  • Proactively contacts lenders and provides step-by-step updates

What reviews say by service

First Home Buyer Loans
Patient explanation and clear walkthrough of process; several borrowers highlight first-home success after other brokers declined.
Refinancing
Proactive loan comparison and refinance support, including negotiating better rates when market conditions shift.
Mortgage Broker
Responsive communication, rapid document preparation, and same-day call-back reliability.
Self-Employed & Low-Doc Loans
Successfully approved self-employed and low-doc applicants where big four banks initially hesitated.

How it compares

  • Rated 5 against a 4.94 average across the 234 commercial & business finance businesses listed here.
  • Has more Google reviews than 54% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 59
Review recency 56
Review sentiment 65
Profile completeness 50
Verification 30

Rating breakdown

5
22
4
0
3
0
2
0
1
0

FAQ

Can Cathay help if another broker has already declined my application?
Yes. Reviewers report Cathay secured approval from major banks for applicants other brokers had rejected, sometimes in one week.
Will the broker follow up after settlement?
Yes. Jane regularly contacts clients to review loan products, compare rates, and recommend refinance options when conditions shift.

Similar mortgage brokers nearby

MB
30 low data

Mortgage Broker Applecross

No rating yet✓ Google-verified

Review evidence is limited. The business holds an Australian Credit Licence and operates across the Applecross, Mount Pleasant, and Melville region, offering first-home buyer loans and a wide range of finance solutions from refinancing to construction loans.

First Home Buyer LoansMortgage BrokerRefinancing
Resolve Finance - Mount Pleasant
82

Resolve Finance - Mount Pleasant

5.0(24)✓ Google-verified

Maddison stands out for her relentless responsiveness to first-time buyers and refinancers alike. Reviews consistently praise her patience, clarity, and willingness to field questions at any hour, often working outside business hours to move applications through to settlement.

First Home Buyer LoansMortgage BrokerRefinancing
Unlimited Home Loans - Shadi Bahbah
67

Unlimited Home Loans - Shadi Bahbah

4.3(39)✓ Google-verified

Shadi builds strong loyalty among repeat clients and refinancing customers, who praise his patience and willingness to help beyond the brief. First-home buyers report a split experience: many find him thorough and supportive, but others faced days-long response delays, missed update promises, and one account of withdrawing help weeks before settlement without resolving paperwork issues.

Self-Employed & Low-Doc LoansFirst Home Buyer LoansRefinancing

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Last updated 2026-08-30