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Inca Mortgage Solutions - Amy Ferguson

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 171 Google reviews · How we rank ›

5.0(171) 91 composite score See reviews on Google ✓ Google-verified Publishes prices
First Home Buyer LoansSelf-Employed & Low-Doc LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansCommercial & Business Finance
Inca Mortgage Solutions - Amy Ferguson
Location
South Perth
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Investment Property Finance
Reviews
171
Ranking
#57 in First Home Buyer Loans
Best for
First-time property buyers and refinancers who value clear explanation and ongoing support.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Amy Ferguson builds lasting client relationships by breaking down the home-buying and refinancing process into manageable steps. Clients repeatedly praise her patience, clear explanations, and quick responses to questions, especially those new to property purchase.

Her practice includes proactive bank follow-ups, FHOG coordination, and referrals to trusted settlement agents and inspectors. Some clients report she stays in touch 6-8 months after settlement to review rates and negotiate discounts. One client flagged the $220 onboarding fee was not clearly disclosed upfront and felt the service was not worth the cost for their situation.

Praised for
  • patient explanation of complex options
  • proactive follow-up and responsiveness
  • makes first-home buying less overwhelming
  • handles complex situations well
  • long-term relationship and ongoing support
Watch-outs
  • fees not clearly disclosed upfront
  • time-intensive process may not suit all clients
responsive-communicationexplained-clearlypatient-with-questionswent-above-and-beyondknowledgeable-brokerhandled-complex-situationreliable-followupgreat-with-first-home-buyers
Best for: First-time property buyers and refinancers who value clear explanation and ongoing support.
Think twice if: The $220 onboarding fee is not flagged upfront on all enquiries; clarify costs before committing time to the process.

What are they good at?

  • patient guidance for first-time buyers
  • proactive follow-up and long-term relationship focus
  • handles complex and non-standard borrower situations
  • referral network for settlement and inspection professionals

Worth knowing

  • Assistant named Rad praised for support and ongoing loan reviews
  • tracks client circumstances every 6-8 months post-settlement to negotiate rate discounts
  • helps clients decipher payslips for bank application
  • assisted multi-year purchase processes (one client over 2 years)
  • also handles equity release and investment property loans for existing clients

What reviews say by service

First Home Buyer Loans
Praised for breaking down process, reducing overwhelm, and patience with questions; strong repeat recommendation.
Refinancing
Clients value simplicity and honest advice; some report proactive rate-review follow-up and negotiated discounts.
Investment Property Finance
Successfully assisted clients with second property and equity release scenarios.
Construction & Building Loans
Mentioned in service list and assisted clients buying or building houses.
Mortgage Broker
Core service; clients report knowledgeable, responsive broker who exceeds expectations versus previous brokers.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 92% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 97
Review recency 100
Review sentiment 70
Profile completeness 100
Verification 30

Rating breakdown

5
170
4
0
3
0
2
0
1
1

FAQ

Does Amy provide advice on choosing settlement agents and building inspectors?
Yes; clients report her referral recommendations for settlement agents and building inspectors have been reliable and trusted.
Will Amy help me after my loan is settled?
Yes; the business tracks client circumstances every 6-8 months post-settlement to review home loan rates and negotiate discounts where possible.

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Last updated 2026-08-30