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Verida Lending

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 18 Google reviews · How we rank ›

5.0(18) 85 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property FinanceRefinancingMortgage BrokerCar & Personal Loans
Verida Lending
Location
South Perth
Services
First Home Buyer Loans, Investment Property Finance, Refinancing
Reviews
18
Ranking
#146 in First Home Buyer Loans
Best for
First-home buyers, property investors, healthcare professionals, and anyone seeking refinancing without sales pressure.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Josh Chuah and his team deliver a consistently calm, informed experience. First-time buyers, refinancers, and investors alike describe straightforward explanations, prompt replies to questions, and genuine effort to find them better rates or solutions they didn't know existed. Several reviewers highlight how he handles complex situations or professional niches (healthcare workers) without pressure or fuss.

Praised for
  • stress-free process
  • patient and knowledgeable
  • quick to respond
  • went above and beyond
  • transparent communication
responsive-communicationgot-best-rateexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsgreat-with-first-home-buyershandled-complex-situation
Best for: First-home buyers, property investors, healthcare professionals, and anyone seeking refinancing without sales pressure.

What are they good at?

  • specialist in healthcare professional mortgages
  • responsive via SMS and calls
  • handles complex lending situations
  • transparent rate comparison

Worth knowing

  • Joshua Chuah (CRN 569001) is the named broker
  • Credit representative of Purple Circle Financial Services Pty Ltd (CRN 486112)
  • Specialises in health professional mortgages
  • Responds to SMS quickly
  • Secured competitive rate for a buyer in Applecross
  • Assisted with asset finance (car loans) alongside property loans

What reviews say by service

First Home Buyer Loans
Consistently praised for clear explanations, patience, and stress-free guidance through the full purchase journey.
Refinancing
Reviewers value his detailed research into potential savings and proactive communication of better rates.
Investment Property Finance
Clients appreciate his knowledge and care in structuring investment property purchases.
Car & Personal Loans
Successfully arranged car and asset finance where other specialists would not.
Mortgage Broker
Strong reputation for transparent advice without pressure, especially with complex or non-standard situations.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 50% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 56
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
18
4
0
3
0
2
0
1
0

FAQ

Does Verida Lending help first-home buyers?
Yes. Reviewers consistently describe a clear, stress-free process with step-by-step explanations and responsive support from Josh throughout.
Can they help if I work in healthcare?
Yes. The website lists health professional mortgages as a service, and a pharmacist reviewer noted Josh understands how lenders view healthcare workers' income.
What areas around Perth does Verida Lending cover?
Their website states they serve Perth. Recent clients mention being helped in Applecross.
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Last updated 2026-08-30