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Formal Finance

Updated 2026-10-30 · 6,797 reviewed · 451 listed · Scored from 35 Google reviews · How we rank ›

5.0(35) 87 composite score See reviews on Google ✓ Google-verified
Construction & Building LoansMortgage BrokerCommercial & Business FinanceCar & Personal LoansFirst Home Buyer LoansInvestment Property FinanceRefinancing
Formal Finance
Location
North Perth
Services
Construction & Building Loans, Mortgage Broker, Commercial & Business Finance
Reviews
35
Ranking
#70 in Construction & Building Loans
Best for
First home buyers wanting hands-on guidance through settlement Homeowners planning repeat refinances with one broker

Core details are sourced from this business's Google Business Profile (checked 2026-10-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Clients describe a calm, well-explained process from first call to settlement. Reviewers say the brokers keep them updated and answer questions without fuss. Several say they would use the team again.

Reviews also cover refinancing, first home purchases, land purchases and investment property loans. Repeat clients mention refinancing a home several times with the same broker. One client says settlement came earlier than expected. Admin support is praised by name in several reviews.

Praised for
  • Friendly, knowledgeable brokers who explain options clearly
  • Regular updates and quick responses from admin support
  • Smooth settlements, including earlier than expected
  • Long-running client relationships with repeat refinances
explained-clearlyresponsive-communicationknowledgeable-brokersmooth-settlementreliable-followupgreat-with-first-home-buyerspatient-with-questionssettled-on-time
Best for: First home buyers wanting hands-on guidance through settlement Homeowners planning repeat refinances with one broker

What are they good at?

  • Brokers praised for clear explanations
  • Admin support praised for quick follow-up
  • Repeat clients return for refinances

What reviews say by service

Mortgage Broker
Reviewers praise clear explanations, honesty and steady updates through the loan process.
Refinancing
Repeat clients say refinances went smoothly and secured good rates or terms.

How it compares

  • Rated 5 against a 4.95 average across the 216 construction & building loans businesses listed here.
  • Has more Google reviews than 64% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 68
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
35
4
0
3
0
2
0
1
0

FAQ

What are the opening hours?
Google lists Monday to Friday, 09:00 to 17:00. Saturday and Sunday are closed.
Which schemes does the business list on its website?
Its website lists home and investment loans, the 5% deposit scheme, Help to buy, Keystart home loans and first home owners grant assistance.

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Last updated 2026-10-30