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Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 54 Google reviews · How we rank ›

5.0(54) 89 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingMortgage BrokerCar & Personal Loans
Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras
Location
Joondalup
Services
First Home Buyer Loans, Refinancing, Mortgage Broker
Reviews
54
Ranking
#90 in First Home Buyer Loans
Best for
First home buyers and self-employed in remote areas needing brokers who understand their complexity.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Todd, Cathy, Chris, Shan, and Simona consistently navigate complex financial situations with speed and care, responding within 24 hours and talking clients through new territory like new builds or remote purchases without fuss. Reviewers return repeatedly because the team listens to individual needs, negotiates hard with banks, and keeps communication flowing throughout.

The mix of staff means you're likely paired with someone experienced in your situation, whether refinancing, building, or a first home in an unconventional position. No customer has reported delays, fees, or pressure to sign; instead, praise centres on effort to find the right lender and terms rather than a quick commission.

Praised for
  • fast, reliable responses
  • staff go extra mile for complex situations
  • clear explanation builds confidence
  • personal attention to individual circumstances
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followup
Best for: First home buyers and self-employed in remote areas needing brokers who understand their complexity.

What are they good at?

  • same brokers help with multiple life stages (first home, refinancing, building)
  • experienced handling self-employed and remote-location applications
  • 24-hour response standard
  • paired with a familiar broker on repeat visits

Worth knowing

  • Staff: Todd, Cathy, Chris, Shan, Simona
  • Todd and Simona handle complex applications, remote locations, new builds
  • Chris and Simona specialize in building finance and first-time scenarios
  • Shan pairs with Simona for refinances
  • 24-hour response time standard
  • Will negotiate with existing lenders to free up equity
  • Clients report working with same staff on multiple transactions over years

What reviews say by service

First Home Buyer Loans
First home buyers praise patient guidance through unfamiliar steps, clear advice building confidence to commit.
Refinancing
Repeat refinancing customers cite quick negotiation with existing lenders, stress-free process, and long-term relationship.
Construction & Building Loans
New build and land-purchase clients report staff working hard to solve location or circumstances barriers.
Self-Employed & Low-Doc Loans
Self-employed applicants report determination to approach multiple banks until securing a mortgage despite non-straightforward position.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 71% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 76
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
54
4
0
3
0
2
0
1
0

FAQ

Do you work with clients outside Joondalup?
Yes. Reviewers in remote locations report the team worked hard to find finance solutions despite being based in Joondalup; they handled remote land purchases and building finance.
Will you help me refinance if I am self-employed?
Yes. A self-employed client with a complex financial position reports the team approached multiple banks before securing a mortgage, with determination and within 24-hour response times.
Can I work with the same broker for multiple loans?
Yes. Multiple reviewers report working with Todd, Cathy, or Chris across refinancing, land purchases, and new builds over several years.

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Aussie Home Loans Joondalup
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Aussie Home Loans Joondalup

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Michael Welton, Phill, and Isabelle handle the bulk of client work here, and reviewers single them out consistently for staying available outside business hours, explaining options clearly, and not giving up when applications hit bumps. First-home buyers and those refinancing or switching banks praise how they simplify complex steps, cut approval timelines down, and follow up after settlement to check in. The business states over 75 years combined family experience in broking. They hold Australian Credit Licence 246786 and serve Joondalup and surrounding suburbs: Banksia Grove, Hocking, Sinagra, Tapping, and Wanneroo. Offerings include home, car, business and personal loans, construction loans, bridging loans, conveyancing, and insurance products.

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Last updated 2026-08-30