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Rely Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 47 Google reviews · How we rank ›

5.0(47) 89 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerCar & Personal LoansRefinancingCommercial & Business Finance
Rely Finance
Location
Joondalup
Services
First Home Buyer Loans, Mortgage Broker, Car & Personal Loans
Reviews
47
Ranking
#61 in First Home Buyer Loans
Best for
First-time buyers, investors needing multiple properties, anyone refinancing to better rates.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Nicole at Rely Finance turns what many experience as a grueling mortgage journey into something straightforward. She listens hard to complicated situations, explains every step without jargon, and works quietly to secure better rates and terms than customers might find alone.

Her strength lies in repeat business: first-time buyers come back to refinance, investment clients return for the next property, and long-term customers keep using her for new loans. She answers questions before people need to ask them, updates constantly, and will take a cut to her own commission if it accelerates your settlement.

Praised for
  • knowledgeable and patient broker
  • clear communication and explanations
  • stress-free process
  • goes above and beyond for best rates
  • reliable ongoing relationship
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlypatient-with-questionswent-above-and-beyondknowledgeable-brokergreat-with-first-home-buyersreliable-followup
Best for: First-time buyers, investors needing multiple properties, anyone refinancing to better rates.
Think twice if: No reservations evident; all 47 reviews are five-star with no complaints raised.

What are they good at?

  • Nicole handles complex financial situations efficiently
  • Proactive updates and clear explanations
  • Consistent focus on getting best available rates
  • Strong repeat client base

Worth knowing

  • Nicole Shepherd is the named broker handling most client interactions
  • Waived commission to accelerate settlement for one client
  • Ongoing guidance after loan completion
  • Handles personal loans, business loans, investment property and construction lending

What reviews say by service

First Home Buyer Loans
Nicole guides newcomers through entire process with patience, removes confusion and stress from the start.
Refinancing
Repeated clients return to Nicole specifically for refinancing to better rates; she manages comparisons and switches smoothly.
Investment Property Finance
Clients praise her handling of investment property purchases, securing tailored deals and managing complex multi-property scenarios.
Commercial & Business Finance
One client credited her with making business loan process much easier and saving substantial time on their first attempt.
Mortgage Broker
Core service; reviewers consistently highlight her knowledge, professionalism, and ability to explain complex terms clearly.

How it compares

  • Rated 5 against a 4.92 average across the 234 car & personal loans businesses listed here.
  • Has more Google reviews than 67% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 73
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
47
4
0
3
0
2
0
1
0

FAQ

Can Nicole help if I'm buying my first home?
Yes. Multiple first-time buyers report she walks them through the whole process, explains everything clearly, and removes stress by handling the complexity in the background.
Does Nicole refinance existing mortgages?
Yes. Several clients have returned to her specifically to refinance into better rates. She compares options and manages the switch.
Does Rely Finance handle investment property and business loans?
Yes. Their website lists investment property, asset, and commercial lending. Reviews confirm Nicole has assisted clients with investment purchases and business loans.

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Last updated 2026-08-30