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Coastal Loans

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 71 Google reviews · How we rank ›

5.0(71) 90 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansRefinancingCar & Personal LoansMortgage Broker
Coastal Loans
Location
Hillarys
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Refinancing
Reviews
71
Ranking
#81 in Self-Employed & Low-Doc Loans
Best for
First-time buyers and self-employed borrowers wanting personal, responsive guidance through the full loan journey.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Paul and Fiona deliver consistent, calm guidance through purchase, refinance, and bridging loans. Reviewers repeatedly praise their speed, availability, and ability to translate complex paperwork into straightforward steps-whether first-time buyers in Alkimos or established purchasers navigating multi-year searches for rural property in Bullsbrook.

Strength lies in personal attention: Paul listens to individual circumstances, presents options transparently, and stays proactive with updates. No reviewer reported frustration, delays, or misalignment with their needs. The team handles self-employed profiles and tricky situations (late-stage offers, bridging loans) without visible strain.

Praised for
  • knowledgeable and patient
  • fast approvals and efficiency
  • responsive communication
  • goes above and beyond
  • clear explanations of complex processes
responsive-communicationfast-approvalexplained-clearlypatient-with-questionssmooth-settlementwent-above-and-beyondknowledgeable-brokerreliable-followupgreat-with-first-home-buyershandled-complex-situation
Best for: First-time buyers and self-employed borrowers wanting personal, responsive guidance through the full loan journey.

What are they good at?

  • Fast, transparent application and approval process
  • Patient, available guidance for complex or late-stage deals
  • Handles self-employed and non-standard profiles
  • Clear communication and proactive updates throughout

Worth knowing

  • Paul and Fiona named as primary contacts
  • Bridging loan guidance offered
  • Handles multi-year finance searches and evolving circumstances
  • Step-by-step paperwork support provided
  • Late-stage offer finance arranged at speed

What reviews say by service

First Home Buyer Loans
Paul explained options clearly and secured approvals quickly for new buyers, removing stress from the process.
Refinancing
Refinance clients report thorough understanding of needs, efficient handling, and faster-than-expected approvals.
Self-Employed & Low-Doc Loans
Team successfully arranged finance for self-employed buyers without visible friction or complications.
Mortgage Broker
Paul manages complex scenarios (bridging loans, late offers) with transparency and proactive communication throughout.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 79% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 81
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
71
4
0
3
0
2
0
1
0

FAQ

How fast can Paul arrange finance if I'm in late stages of an offer?
One buyer received approval "at incredible speed" after being put in touch late in the offer process. Another refinancing client secured approval sooner than expected. Response times vary by circumstance.
Do you help self-employed buyers?
Reviewers describe multi-year finance searches and approvals without mentioning complications. The team lists self-employed loans as a service, but reviews do not detail specific self-employed loan criteria or rates.
Can you explain the paperwork process upfront?
Yes. Reviewers consistently report that Paul and Fiona break down complex paperwork into step-by-step instructions and answer questions at any time.
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Last updated 2026-08-30