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4 HomeLoans

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 37 Google reviews · How we rank ›

5.0(37) 81 low data composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansInvestment Property Finance
4 HomeLoans
Location
Morley
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Refinancing
Reviews
37
Ranking
#69 in Self-Employed & Low-Doc Loans
Best for
clients seeking long-term broker partnerships across multiple loan stages

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-08-30.

What do recent reviews say?

Five-star reviews span over a decade, with clients repeatedly praising Mark, Josh, Ted, and Daniel for deep finance knowledge, honest dealings, and steady updates through the loan journey. Named staff handle refinancing, first home purchases, bridging loans, and construction finance with flexibility including after-hours home meetings. One four-star review noted the team's helpfulness without reservation.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • long-term client relationships
  • knowledgeable and transparent
  • responsive communication
  • attentive to client needs
  • smooth loan processes
responsive-communicationexplained-clearlysmooth-settlementknowledgeable-brokergreat-with-first-home-buyerswent-above-and-beyondreliable-followup
Best for: clients seeking long-term broker partnerships across multiple loan stages

What are they good at?

  • established relationships over 10-18 years
  • named brokers (Mark, Josh, Ted, Daniel) known by clients
  • after-hours home meetings arranged
  • transparent fee and rate advice

Worth knowing

  • Mark Ballard named across multiple reviews as primary broker
  • Ted Fedorczuk praised for real estate agent liaison and process transparency
  • Josh commended for settlement speed
  • Daniel noted for hands-on support
  • Team members include Jess, Maria, Deborah
  • After-hours home meetings offered
  • Bridging loans arranged
  • Loan reviews and rate refinancing on behalf of clients

What reviews say by service

Self-Employed & Low-Doc Loans
No review text directly discusses low-doc or self-employed lending.
First Home Buyer Loans
First home buyers report smooth process with expert guidance and grant assistance help.
Refinancing
Multiple clients refined with Mark over years; process described as simple and quick.
Investment Property Finance
Investment property loans mentioned; clients report helpful advice on options.
Construction & Building Loans
Construction finance arranged as part of land and new build packages.
Mortgage Broker
Core service; long-term clients consistently report clarity, transparency, and knowledgeable guidance.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 63% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 69
Review recency 80
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
36
4
1
3
0
2
0
1
0

FAQ

Can I meet with a broker outside business hours?
Yes. Reviewers report that 4 HomeLoans arranges meetings at clients' homes after business hours.
Does 4 HomeLoans help first home buyers with government grants?
Yes. Their website lists first home owner grant assistance among their services.
Will a broker keep me updated during the loan process?
Yes. Clients and real estate agents praise regular updates at every step; one agent noted this is rare in the industry.

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Last updated 2026-08-30