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avantage finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 18 Google reviews · How we rank ›

5.0(18) 85 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceSelf-Employed & Low-Doc LoansCommercial & Business Finance
avantage finance
Location
Osborne Park
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
18
Ranking
#202 in First Home Buyer Loans
Best for
Borrowers with complex finances, investors buying multiple properties, or those seeking alternatives after bank rejection.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Gavin Lobo consistently earns five-star reviews for handling everything from straightforward home loans to complex multi-property deals and bridging finance. Clients praise his speed, his ability to restructure applications when banks say no, and his willingness to stay involved at every step without rushing them.

Avantage Finance serves first home buyers, investors, self-employed borrowers, and business owners across Australia. Their website lists bridging finance, SMSF loans, invoice finance, and commercial property as specialisms. Long-term clients return repeatedly for investment and business lending as their circumstances grow.

Praised for
  • knowledgeable and professional
  • responsive and quick to act
  • goes above and beyond
  • makes complex deals easy
  • builds long-term client relationships
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followup
Best for: Borrowers with complex finances, investors buying multiple properties, or those seeking alternatives after bank rejection.

What are they good at?

  • Specialises in complex applications and restructuring when banks decline
  • Long-term client retention across multiple lending types
  • Rapid turnaround and high responsiveness
  • Handles bridging, SMSF, and invoice finance alongside standard mortgages

Worth knowing

  • Gavin Lobo: broker; clients name him specifically across 15 of 16 reviews
  • Successfully arranged bridging finance for small property development when major bank declined after 12 years of good history
  • Restructured client finances to secure approval when initial application looked unpromising
  • Five-year plus client relationships common; multi-property and multi-lending-type clients recur
  • Works alongside settlement agents to coordinate loan completion

What reviews say by service

First Home Buyer Loans
Made home purchase straightforward and stress-free; explained everything clearly to new buyers
Refinancing
No direct evidence in reviews
Investment Property Finance
Secured loans for multiple properties; clients return for ongoing investment needs
Commercial & Business Finance
Handles business lending and working capital; long-term clients use for both business and property finance
Self-Employed & Low-Doc Loans
No direct evidence in reviews
Mortgage Broker
Consistently praised for negotiating best rates, navigating complex deals, and sourcing alternatives when major banks decline

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 49% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 56
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
18
4
0
3
0
2
0
1
0

FAQ

What happens if a major bank has already rejected me?
Gavin has restructured client finances to secure approvals after rejections and arranged bridging finance when traditional lenders declined. He looks for alternative solutions.
Can Gavin help with multiple properties or investment loans?
Yes. Multiple clients mention securing loans across 3+ properties, and several have worked with him for development, personal, and business lending over 5+ years.
How quickly does the process typically move?
Reviews consistently mention rapid responses, quick approvals, and efficient handling. One client noted the borrowing process was 'not time consuming'.

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Last updated 2026-08-30