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Chester Financial

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 132 Google reviews · How we rank ›

5.0(132) 93 composite score See reviews on Google ✓ Google-verified Publishes prices
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceCar & Personal Loans
Chester Financial
Location
Fremantle
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
132
Ranking
#18 in First Home Buyer Loans
Best for
First-home buyers wanting patient guidance; those with non-standard work patterns or complex financial needs.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Nick and his team handle mortgages with genuine care. Reviewers consistently report feeling heard and guided through every step, from initial consultation to settlement and beyond. First-home buyers praise his patience in explaining concepts that felt overwhelming; others highlight how he navigates tricky financial situations-casual work, complex restructures-with creativity and speed. Clients return for refinances and personal loans, citing his responsiveness and attention to detail. No complaints appear across 20 reviews spanning a year.

The business claims to operate as Chester Financial (ASIC Credit Rep 481707) in Fremantle serving Perth, though some reviews mention "Ahimsa Home Finance," suggesting a name or rebranding element. Nick is consistently named; Milard and Neha also appear in team references. Turnaround times range from weeks to settlement within tight timeframes. One client funded a personal loan (up to $50,000 available) for a car purchase alongside mortgage work.

Praised for
  • patient with first-home buyers
  • listens to client needs
  • clear explanations
  • handles complex cases
  • responsive and prompt
  • honest and trustworthy
responsive-communicationexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyerssettled-on-time
Best for: First-home buyers wanting patient guidance; those with non-standard work patterns or complex financial needs.

What are they good at?

  • Nick prioritizes first-home buyer education and patience
  • Handles complex employment and financial situations
  • Fast turnaround times even in tight deadlines
  • Long-term client relationships across multiple loans

Worth knowing

  • Nick Chester is primary contact; team includes Milard and Neha
  • ASIC Credit Rep 481707, Australian Credit Licence 517212 claimed
  • One client obtained pre-approval and then later secured vehicle finance for a personal loan
  • Clients mention settlement on 'dream home' and restructured loans completed within weeks
  • Regular updates and communication throughout mortgage and settlement process

What reviews say by service

First Home Buyer Loans
Reviewers praise patient guidance through the process, clear explanations of complex concepts, and strong support from initial consultation to settlement.
Mortgage Broker
Consistently described as knowledgeable, responsive, and able to secure desired loan features quickly, even in tight timeframes.
Refinancing
One reviewer reports smooth, quick refinance with attentive listening; another mentions successful loan restructures.
Investment Property Finance
Website lists investment property lending; one mention of SMSF property loans, but reviews do not detail this service specifically.
Car & Personal Loans
One reviewer reports excellent service obtaining vehicle finance (a personal loan) via the same broker team with quick turnaround.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 88% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 92
Review recency 100
Review sentiment 82
Profile completeness 100
Verification 30

Rating breakdown

5
132
4
0
3
0
2
0
1
0

FAQ

How long does the mortgage approval process typically take?
Reviewers report turnaround ranging from weeks to settlement in tight timeframes. One first-home buyer progressed from initial consultation to formal approval within weeks; another client completed a car loan top-up within a couple of weeks.
Does Chester Financial work with non-standard employment?
Yes. One reviewer had intermittent and casual employment and secured a loan with desired features; another describes Nick handling 'particularly complex' financial situations successfully.
What personal loan amounts are available?
The business website states unsecured personal loans up to $50,000.

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Last updated 2026-08-30