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Debra Harkness (nee Gebbie) - Diversifi

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 16 Google reviews · How we rank ›

5.0(16) 79 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceCar & Personal Loans
Debra Harkness (nee Gebbie) - Diversifi
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
16
Ranking
#208 in First Home Buyer Loans
Best for
First home buyers needing reassurance and patient guidance; existing clients seeking refinancing or investment advice.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-08-30.

What do recent reviews say?

Every review is five-star. Debra earns consistent praise for taking time to understand clients' situations, explaining options clearly, and being available outside standard hours. Long-term clients mention 20+ years of trust; first-time buyers highlight how she reduced stress and confusion during the purchase process.

Praised for
  • patient and clear explanations
  • available and responsive
  • knowledgeable and professional
  • goes above and beyond
  • personalised service
responsive-communicationexplained-clearlypatient-with-questionswent-above-and-beyondknowledgeable-brokergreat-with-first-home-buyershandled-complex-situationreliable-followup
Best for: First home buyers needing reassurance and patient guidance; existing clients seeking refinancing or investment advice.

What are they good at?

  • 26 years mortgage broking experience
  • available evenings and weekends
  • explains options clearly without pressure
  • handles complex situations personally

Worth knowing

  • Visits clients at home to discuss options face-to-face
  • Provides practical tips on saving money alongside loan advice
  • Australian Credit Licence 364403
  • Certified Money Coach
  • Choice Member Award - Mortgage Professional (2017)
  • Multiple clients report 20+ years of service

What reviews say by service

First Home Buyer Loans
First-time buyers consistently report feeling supported, confused less, and confident throughout purchase and settlement.
Refinancing
Clients praise her for securing competitive rates and handling the transition with minimal stress.
Investment Property Finance
Strong guidance on investment loan options and balancing multiple properties praised by repeat clients.
Mortgage Broker
Long-term clients (20+ years) credit her expertise and personal attention as reasons they trust no one else with their finances.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 48% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 96
Review volume 53
Review recency 87
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
16
4
0
3
0
2
0
1
0

FAQ

Is Debra available outside business hours?
Yes. Reviewers mention she responds to calls and questions in evenings, weekends, and at odd times without hesitation.
Does she help with complex loan situations?
Yes. She has handled non-standard first home buyer scenarios (like land purchases with family help) and guided clients through property investment and debt consolidation.
Does Debra work with first home buyers?
Yes. Multiple first-time buyer reviews praise her for making the process straightforward and less overwhelming.
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Last updated 2026-08-30