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EME Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 93 Google reviews · How we rank ›

5.0(93) 92 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansInvestment Property FinanceCar & Personal LoansConstruction & Building LoansFirst Home Buyer LoansMortgage BrokerRefinancingCommercial & Business Finance
EME Finance
Location
East Victoria Park
Services
Self-Employed & Low-Doc Loans, Investment Property Finance, Car & Personal Loans
Reviews
93
Ranking
#19 in Self-Employed & Low-Doc Loans
Best for
First home buyers and existing clients seeking refinancing with a broker they can reach easily

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Erica and her team consistently remove stress from property deals by explaining every step in plain terms and staying available when questions come up. Reviewers across first home purchases, refinancing, and complex loans all report feeling informed and supported, with no negative experiences recorded across the portfolio.

Praised for
  • knowledgeable and patient
  • clear, honest communication
  • responsive and accessible
  • stress-free, smooth process
  • genuinely invested in client outcomes
responsive-communicationexplained-clearlygreat-with-first-home-buyerspatient-with-questionsknowledgeable-brokerwent-above-and-beyondreliable-followuphandled-complex-situation
Best for: First home buyers and existing clients seeking refinancing with a broker they can reach easily

What are they good at?

  • Erica and team's reputation for clear explanations
  • consistent follow-up and responsiveness
  • handles complex and time-sensitive deals
  • trusted over multiple transactions and years

Worth knowing

  • Erica and Michelle are the named team members appearing across reviews
  • One client has worked with Erica for over 6 years
  • Clients report getting sub-2% interest rates through refinancing
  • Broker handles loans approved at short notice
  • One client credits the team with saving their house through refinancing advice

What reviews say by service

First Home Buyer Loans
Reviewers praise Erica and Michelle for removing overwhelm through step-by-step explanation and patient support on first purchases
Refinancing
Clients report timely, clear communication and access to competitive rates; one achieved sub-2% through their guidance
Mortgage Broker
Consistent praise for professionalism, efficiency, and trustworthiness across all transaction types

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 84% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 86
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
93
4
0
3
0
2
0
1
0

FAQ

Can I reach Erica if I have questions during the loan process?
Yes. Reviewers consistently report quick, thorough responses to their queries and easy access to Erica and Michelle throughout the process.
Is EME Finance good for first home buyers?
Yes. Multiple first-time buyers praise Erica and her team for explaining the process clearly, managing stress, and providing guidance on borrowing power and bank options.
Does EME Finance help with refinancing?
Yes. Clients report smooth refinancing with prompt, clear communication. One reviewer noted they achieved competitive rates including rates under 2% through EME's help.
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Last updated 2026-08-30