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Harbinger Mortgage and Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 102 Google reviews · How we rank ›

5.0(102) 92 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansInvestment Property FinanceRefinancingMortgage BrokerConstruction & Building LoansCommercial & Business Finance
Location
Osborne Park
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Investment Property Finance
Reviews
102
Ranking
#108 in Self-Employed & Low-Doc Loans
Best for
First-time property buyers and self-employed applicants who need explanations, not jargon.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Michael, Paul, and Chris handle complex applications with patience and genuine care, explaining every step in plain terms. Reviewers consistently report getting rates they didn't think possible, offers resolved outside hours, and smooth transitions even when workflow shifted between brokers. The team keeps timelines tight and responds to weekend emails fast.

Praised for
  • patient and clear explanations
  • staff responsiveness and availability
  • went above and beyond
  • stress-free and supportive process
responsive-communicationexplained-clearlywent-above-and-beyondpatient-with-questionsknowledgeable-brokersmooth-settlementreliable-followupgreat-with-first-home-buyers
Best for: First-time property buyers and self-employed applicants who need explanations, not jargon.

What are they good at?

  • Named brokers (Michael, Paul, Chris) deliver hands-on service
  • Answer complex paperwork questions in plain language
  • Available outside business hours when timelines matter
  • Secure competitive rates and loan combinations

Worth knowing

  • Michael Privett and team helped first-time investor clients with minimal prior knowledge through entire purchase process
  • Paul and Michael assist with offer paperwork and property valuations
  • Michael responds to weekend emails and works outside regular hours when deadlines are tight
  • Team combines multiple loans (e.g. car loan into mortgage) in single application

What reviews say by service

First Home Buyer Loans
Reviewers praise patience, clear explanations, and securing better rates than first-time buyers thought achievable.
Self-Employed & Low-Doc Loans
One investor with no prior knowledge guided through entire purchase painlessly.
Refinancing
Made refinancing stress-free; combined car and home loans in single straightforward process.
Mortgage Broker
Consistently available, responsive, and explain complex paperwork in plain terms.
Investment Property Finance
First-time investor cited as guided painlessly through entire purchase.
Commercial & Business Finance
No specific evidence in reviews.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 85% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 87
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
102
4
0
3
0
2
0
1
0

FAQ

Do they work with first-time home buyers?
Yes. Multiple reviewers were first-time buyers; Paul and Michael are noted for taking time to explain the process step-by-step and securing rates those clients didn't think possible.
Are they available outside business hours?
Yes, reviewers report Michael responding to emails on weekends and working outside regular hours when timelines are tight.
Can they help if I'm self-employed or have low documentation?
Their website lists self-employed lending as a service, and reviews confirm guidance for first-time investors with no prior financial knowledge.
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Last updated 2026-08-30