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Holt O'Brien Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 5 Google reviews · How we rank ›

5.0(5) 71 low data composite score See reviews on Google
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceCar & Personal Loans
Holt O'Brien Finance
Location
East Victoria Park
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
5
Ranking
#265 in First Home Buyer Loans
Best for
First-time buyers wanting hands-on guidance and active rate shopping from experienced brokers.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Five-star reviews across the board highlight Nicole and Graham's hands-on support and market knowledge. Both broker rate negotiation and first-home guidance come up as strengths, with clients noting responsiveness and genuine care for their outcomes.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • goes above and beyond
  • knowledgeable staff
  • proactive rate negotiation
  • accessible and responsive
went-above-and-beyondknowledgeable-brokerresponsive-communicationgreat-with-first-home-buyersgot-best-rate
Best for: First-time buyers wanting hands-on guidance and active rate shopping from experienced brokers.

What are they good at?

  • Named brokers go above and beyond for clients
  • Active rate renegotiation with lenders
  • No brokerage fees

Worth knowing

  • Graham Holt and Nicole handle lending decisions personally
  • Broker service is fee-free
  • Willing to renegotiate rates with lenders after settlement

What reviews say by service

First Home Buyer Loans
Graham guided first-time buyer through process without complications; clients felt well-supported.
Mortgage Broker
Brokers actively renegotiate rates with lenders; clients report feeling genuinely looked after.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 31% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 95
Review volume 34
Review recency 94
Review sentiment 65
Profile completeness 75
Verification 30

Rating breakdown

5
5
4
0
3
0
2
0
1
0

FAQ

Do I pay a fee for the brokerage service?
No. Mortgage broker services are free of charge, as noted in reviews.
Can the broker renegotiate my rate after I've settled?
Yes. Reviewers mention the brokers are always contactable to negotiate lower rates with the bank.

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Derry & Co Home Loan
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Derry & Co Home Loan

5.0(268)✓ Google-verified

Reviewers consistently report fast responses and straightforward advice, even when facing unconventional deals or prolonged indecision. Derry and team members like Richard and Devita earn repeated praise for walking through complicated property scenarios, managing challenging approvals, and explaining mortgages patiently to first-time buyers. One review called an interaction rude, but stands alone among 267 five-star accounts. The business handles first home purchases, refinances, construction loans, and investment properties across Western Australia. Clients name specific staff members and return for repeat loans. Pre-approval work that takes months receives patient follow-up rather than pressure.

First Home Buyer LoansSelf-Employed & Low-Doc LoansInvestment Property Finance

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Last updated 2026-08-30