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IFS Lending

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 64 Google reviews · How we rank ›

4.9(64) 82 low data composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansCommercial & Business Finance
IFS Lending
Location
Malaga
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Investment Property Finance
Reviews
64
Ranking
#96 in Self-Employed & Low-Doc Loans
Best for
First-home buyers, self-employed buyers, and anyone refinancing who values personal broker relationships.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Florian, Michael, and the team at IFS Lending in Malaga handle mortgages and refinances with speed and personal attention. Most reviewers name their broker and highlight rapid approvals, thorough explanations of loan options, and willingness to tackle complex cases like self-employed buyers.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • expert brokers by name
  • fast approval and settlement
  • patient with questions and education
  • responsive and available
  • went above and beyond for clients
responsive-communicationsmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followup
Best for: First-home buyers, self-employed buyers, and anyone refinancing who values personal broker relationships.

What are they good at?

  • Named brokers (Florian, Michael, Phoebe, Nikki) known for responsiveness
  • One-week offer-to-approval timescales reported
  • Self-employed and complex case experience
  • Educational approach to loan options

Worth knowing

  • Florian and Michael named as lead brokers
  • Phoebe and Nikki also serve on the team
  • One-week offer-to-unconditional-approval mentioned in one case
  • Self-employed applicants report successful complex approvals
  • Matthew also mentioned in team context

What reviews say by service

First Home Buyer Loans
Patient with new buyers; one reviewer asked thousands of questions and got quick replies.
Refinancing
Repeated customers return for refinance work; quick and smooth process praised.
Self-Employed & Low-Doc Loans
Self-employed applicant reported broker handled bank complexity and secured desired rate.
Investment Property Finance
Investment property refinance completed smoothly with responsive support.
Commercial & Business Finance
No clear review evidence.
Construction & Building Loans
No clear review evidence.

How it compares

  • Rated 4.9 against a 4.92 average across the 234 car & personal loans businesses listed here.
  • Has more Google reviews than 76% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 94
Review volume 79
Review recency 73
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
62
4
1
3
0
2
0
1
1

FAQ

How long does approval usually take?
One reviewer reported offer to unconditional approval in a week. Most describe the process as quick, but timelines vary by case.
Do they help self-employed buyers?
Yes. One self-employed reviewer said the broker liaised with their accountant, organised valuer and settlement, and secured the desired rate despite bank complexity.
Can they help with refinancing?
Yes. Multiple reviewers have returned as repeat customers for refinancing; the team (Florian, Phoebe) handled the process quickly and responsively.
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Last updated 2026-08-30