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LJ Mortgages & Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 71 Google reviews · How we rank ›

5.0(71) 86 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansCommercial & Business Finance
LJ Mortgages & Finance
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Investment Property Finance
Reviews
71
Ranking
#100 in Self-Employed & Low-Doc Loans
Best for
First home buyers, self-employed borrowers, and property investors needing complex loan structures.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Reza and the team consistently turn what many find stressful into a straightforward experience. They explain options clearly, respond fast to questions, and work hard to find solutions even when other brokers have said no. Clients repeatedly mention feeling genuinely supported and confident throughout their loan process, whether buying their first home, refinancing investment properties, or restructuring to increase borrowing power. Every review praises his professionalism and willingness to dig into complex structures.

The business operates across Perth and covers first-home buyer loans, self-employed finance, refinancing, investment property loans, and car finance. Their website lists them as a Credit Representative and Australian Credit Licence holder. Word-of-mouth is strong; clients mention recommending Reza to friends and family, and many say they will return for future loans.

Praised for
  • responsive communication
  • knowledgeable broker
  • stress-free process
  • patient explanations
  • genuinely cares about clients
responsive-communicationknowledgeable-brokersmooth-settlementexplained-clearlywent-above-and-beyondpatient-with-questionshandled-complex-situationreliable-followup
Best for: First home buyers, self-employed borrowers, and property investors needing complex loan structures.

What are they good at?

  • Reza's deep knowledge of loan structuring for investment properties
  • fast, reliable communication
  • explains complex options clearly
  • solves loans other brokers decline

Worth knowing

  • Reza (principal broker) named in all reviews and consistently praised for responsiveness and professionalism
  • staff helped clients restructure loans in trust format to boost borrowing power for investment properties
  • broker successfully secured approval where other brokers had declined

What reviews say by service

First Home Buyer Loans
Clear explanations and stress-free process; responsive to questions.
Refinancing
Strong expertise; helped clients cash out equity and restructure for investment purposes.
Investment Property Finance
Deep knowledge of loan structuring; helped increase borrowing power through trust arrangements.
Self-Employed & Low-Doc Loans
Successfully sourced loans where other brokers declined; thorough and supportive process.
Construction & Building Loans
Listed as a service on website but not clearly evidenced in reviews.
Commercial & Business Finance
Listed as a service on website but not clearly evidenced in reviews.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 79% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 81
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
71
4
0
3
0
2
0
1
0

FAQ

Does Reza help if other brokers have already declined my loan?
Yes. One reviewer noted that after exploring every avenue with another broker, Reza found a way to secure the loan.
Can he help me restructure a loan to increase borrowing power?
Yes. Reza helped a client cash out equity and restructure loans in a trust format to boost borrowing power for investment property purchase.
How quickly does Reza usually respond to questions?
Reviewers consistently mention prompt replies to messages and returned calls as soon as possible, even when he was unavailable initially.

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Last updated 2026-08-30