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Locale Financial

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 69 Google reviews · How we rank ›

5.0(69) 90 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingConstruction & Building LoansMortgage BrokerInvestment Property Finance
Locale Financial
Location
Subiaco
Services
First Home Buyer Loans, Refinancing, Construction & Building Loans
Reviews
69
Ranking
#79 in First Home Buyer Loans
Best for
first-time buyers with minimal finance knowledge, busy professionals needing flexible meetings

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

All 20 recent reviews are five-star. Clients consistently praise named brokers (Ankit, Matt, Sharni, Renae, Ray, Brendon, Krystal) for patience, availability after hours, and breaking down complex loan steps into plain language. First-time buyers note that staff removed stress and answered all questions without judgment. Investment and construction clients valued proactive follow-up and flexibility with busy schedules. One reviewer mentioned earlier broker staff turnover but said Matt restored confidence completely.

The team handles multiple loan types simultaneously (investment property, construction, first home, refinancing). Brokers are described as persistent-one kept pursuing land options until a block was found, another kept communications moving while a client served at sea for weeks without contact. No price mentions, complaints about fees, or service failures appear in the reviews.

Praised for
  • knowledgeable staff
  • explained clearly
  • very responsive
  • flexible scheduling
  • went above and beyond
responsive-communicationexplained-clearlypatient-with-questionswent-above-and-beyondknowledgeable-brokerreliable-followupgreat-with-first-home-buyerssmooth-settlementhandled-complex-situation
Best for: first-time buyers with minimal finance knowledge, busy professionals needing flexible meetings

What are they good at?

  • staff named in reviews and praised for patience
  • after-hours and weekend availability
  • brokers explain complex finance in plain language
  • no complaints in 69 reviews

Worth knowing

  • Ankit Kaushik: praised for availability and detailed explanations, handled complex circumstances including overseas deployments
  • Matt: helped resolve turnover concerns, proactive land-hunting
  • Sharni: first-time buyer specialist, structured first-home loan correctly
  • Renae: noted for patience and determination with clients doubting their chances
  • Ray: available after hours and weekends for investment clients
  • Brendon Ford: transparent communication with first-time buyers
  • Krystal: mentioned for professionalism

What reviews say by service

First Home Buyer Loans
Multiple first-time buyers credit staff with removing stress, explaining options clearly, and guiding them to approval.
Investment Property Finance
Investment clients praised flexible scheduling, proactive follow-up, and finding best options for their circumstances.
Construction & Building Loans
Construction clients cited brokers' persistence in securing land, clear communication throughout build process, and steady availability.
Refinancing
One refinancing client praised professionalism and efficiency in handling financial details.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 78% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 80
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
69
4
0
3
0
2
0
1
0

FAQ

Do they meet outside normal business hours?
Yes. Several clients mention after-hours and weekend meetings arranged to suit busy schedules.
Are they good for first-home buyers with no finance knowledge?
Multiple reviews confirm they explain every step clearly and answer questions without judgment, helping first-timers feel confident.
Do they help with land purchases and construction?
Yes. Reviews mention assistance with securing land blocks and guiding clients through construction loan and settlement.
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Locale Homes
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Team members at Locale Homes are individually named in reviews and consistently praised for their patience, responsiveness, and genuine investment in clients' outcomes. From land acquisition through design refinement to finance navigation, each advocate guides first-time builders with transparent advice and follow-up support that reviewers describe as stress-free and enjoyable. The business handles the full building journey: securing blocks, vetting builders, explaining contracts, arranging finance, and sourcing competitive agreements. Reviewers highlight their willingness to work through complex situations (visa issues, budget constraints, design iterations) and their availability even outside standard hours. Staff members check on progress on-site, send photo updates, and maintain contact with clients across geographic distance.

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Last updated 2026-08-30