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Mortgage Choice Broker - Adam Kay

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 45 Google reviews · How we rank ›

5.0(45) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansCommercial & Business Finance
Mortgage Choice Broker - Adam Kay
Location
Subiaco
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Investment Property Finance
Reviews
45
Ranking
#117 in First Home Buyer Loans
Best for
First-home buyers, investors, and anyone refinancing who values quick, honest communication and personal service.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Adam Kay handles the whole mortgage journey with patience and genuine care. He answers questions quickly, keeps clients informed every step, and finds the best loan product for each situation, whether it's a first home, investment, or refinance. Clients return repeatedly and recommend him unprompted.

His strength lies in making a stressful process feel straightforward. He explains options in plain terms, works outside normal hours when needed, and solves problems others couldn't. Long-term clients credit him with steering them through complex deals over many years.

Praised for
  • always available and responsive
  • explains things clearly and simply
  • goes above and beyond
  • gets the best rate and outcome
responsive-communicationgot-best-rateexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsgreat-with-first-home-buyerssmooth-settlementreliable-followup
Best for: First-home buyers, investors, and anyone refinancing who values quick, honest communication and personal service.

What are they good at?

  • Available outside business hours
  • Explains options in plain language
  • Long-term client relationships
  • Solves complex lending problems

Worth knowing

  • Adam works with clients for years and handles multiple transactions over decades
  • Answers questions outside standard business hours
  • Delivers approvals despite tight deadlines
  • Steers clients away from unsuitable bank products

What reviews say by service

First Home Buyer Loans
Praised for breaking down processes and options for buyers new to mortgages.
Refinancing
Clients cite multiple refinances with Adam over many years.
Investment Property Finance
Identified as helping clients secure investment property loans.
Mortgage Broker
Core service; reviewers contrast his guidance favourably against going straight to banks.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 67% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 72
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
45
4
0
3
0
2
0
1
0

FAQ

Does Adam work outside normal business hours?
Yes. Reviewers note he is available to answer questions and help even outside standard working hours.
Can he help if my loan application was declined elsewhere?
Yes. One client credits Adam with solving lending problems after previous brokers could not find a solution.
Does Adam help first-time home buyers?
Yes. He guides first-home buyers through each step and explains processes and details in simple terms.

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Tony Pemberton and his assistant Agatha earned every five-star review by treating urgent deadlines and complex scenarios as routine challenges. First-home buyers praise his willingness to answer questions of any size without ever pushing them; repeat clients and investment property buyers highlight his bank relationships and ability to head off problems early. His trademark is steady communication outside business hours paired with thorough groundwork that keeps clients feeling supported rather than overwhelmed. Reviewers consistently describe settlement as stress-free, a word that appears across first purchases, refinances, and commercial property deals. Long-standing clients return precisely because he listens to their situation before recommending a path forward.

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Matt Brennan and his team, including Britt, handle mortgages with genuine care. Reviewers across 12+ years praise their skill, clear communication, and ability to navigate complex situations from first purchases to refinancing. The process feels straightforward, not bureaucratic.

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Last updated 2026-08-30