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Mortgage Choice Broker - Sandra Cheng

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 54 Google reviews · How we rank ›

5.0(54) 85 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerRefinancing
Mortgage Choice Broker - Sandra Cheng
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
54
Ranking
#112 in First Home Buyer Loans
Best for
First-time home buyers who want clear explanations and hands-on support through loan approval.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Sandra Cheng handles first-home buyers, refinancing, and complex loan scenarios with consistent speed and clarity. Reviewers highlight her patience in explaining loan products, reliable updates throughout settlement, and willingness to find solutions when other lenders won't.

Praised for
  • patient with first-home buyers and complex questions
  • excellent communication and regular updates
  • quick response times and fast approvals
  • clear explanations and knowledgeable advice
  • goes above and beyond for clients
responsive-communicationexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionssmooth-settlementhandled-complex-situationreliable-followup
Best for: First-time home buyers who want clear explanations and hands-on support through loan approval.
Think twice if: No material concerns raised in reviews; all feedback is strongly positive.

What are they good at?

  • Specialises in first-home buyer education and support
  • Rapid approvals (48 hours to 2 hours reported)
  • Handles complex circumstances and non-standard applications
  • Available outside business hours for client needs

Worth knowing

  • Sandra Cheng is the primary contact, supported by assistant Tahlya
  • Finance approval times as fast as 2 hours, and 48 hours for complex purchases
  • Has worked with long-term clients across multiple loans and refinancing requests over 6+ years
  • Responds to inquiries within a couple of hours and replies on weekends and public holidays

What reviews say by service

First Home Buyer Loans
Strong support for first-home buyers; patient explanations and hand-holding through the process, with help navigating difficult-to-approve properties.
Refinancing
Fast and smooth refinancing handled alongside new purchases; clients report timely advice and quick approvals.
Mortgage Broker
Consistently praised for knowledge, responsiveness, and finding best-fit loan products even when other brokers or lenders decline.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 71% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 76
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
54
4
0
3
0
2
0
1
0

FAQ

How long does loan approval usually take?
Clients report approvals within 2 hours for straightforward applications, and 48 hours for complex property purchases or scenarios. Response times to inquiries are typically within a couple of hours.
Will Sandra help if my circumstances are unusual or other lenders have declined me?
Yes. Multiple reviews mention Sandra securing finance when other banks could not, and solving non-standard lending scenarios by finding alternative solutions.
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Last updated 2026-08-30