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Mortgages, Money and Me - Perth Mortgage Broker

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 25 Google reviews · How we rank ›

5.0(25) 83 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansInvestment Property FinanceCommercial & Business Finance
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Refinancing
Reviews
25
Ranking
#112 in Self-Employed & Low-Doc Loans
Best for
First-home buyers, self-employed, and refinancers seeking personalised guidance and competitive rates.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Roni, the lead broker, is consistently praised for securing competitive rates on mortgages across first-home buyers, refinancing, and complex financial situations. Reviewers highlight her patience, clear explanations, and willingness to stay engaged through complicated settlement processes. Many report returning after years or continuing to use her services.

Praised for
  • knowledgeable and thorough
  • patient with questions
  • gets best rates and deals
  • responsive communication
  • goes above and beyond
  • builds long-term relationships
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlyknowledgeable-brokerpatient-with-questionswent-above-and-beyondgreat-with-first-home-buyerssettled-on-timereliable-followup
Best for: First-home buyers, self-employed, and refinancers seeking personalised guidance and competitive rates.

What are they good at?

  • Roni secures competitive rates across lender panel
  • Specialises in complex financial situations
  • Patient explanation of mortgage options
  • Long-term client relationships, proactive rate reviews

Worth knowing

  • Roni serves as lead broker with clients spanning 15+ years
  • SSTUWA member waived fees in at least one complex settlement case
  • Proactively contacts clients to reduce rates on existing loans
  • Manages first-home buyers through rocky settlements

What reviews say by service

First Home Buyer Loans
Reviewers credit Roni with making the process simple, stress-free, and answering hundreds of questions with expertise.
Refinancing
Multiple clients report Roni quickly reduced rates and provided clear options when fixed terms expired.
Self-Employed & Low-Doc Loans
Reviewer with contractor/freelance income praised Roni for securing below-market rates and handling complex financial setup.
Investment Property Finance
Long-term investor reported Roni is more knowledgeable and efficient than previous brokers; proactively negotiates rate reductions.
Commercial & Business Finance
Reviewer noted Roni found options when major banks refused a straightforward commercial mortgage despite customer assets.
Construction & Building Loans
Website lists building and renovation finance; no specific review detail provided.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 57% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 61
Review recency 100
Review sentiment 82
Profile completeness 75
Verification 30

Rating breakdown

5
25
4
0
3
0
2
0
1
0

FAQ

How long does the mortgage process typically take?
Several reviewers reported getting loans approved in 'record time' and the process completed 'quickly and efficiently,' though actual timelines depend on your situation.
Does Mortgages, Money and Me help first-home buyers?
Yes. Reviewers describe Roni as patient, taking time to explain everything clearly, and helping first-home buyers understand each step of buying.
Can they help if I have a complex financial situation?
Yes. Reviewers with non-straightforward finances, contractor/freelance income, and complex asset situations report Roni found options when banks refused them.
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Reviewers consistently experience Jonni and Daniel as genuinely invested in finding the right outcome. Even self-employed borrowers with complex structures get transparent advice and fast approvals, with after-hours availability and patience through multiple strategy changes. The team handles everything from first home purchases to property investment and refinancing with clear communication at every step. Clients mention specific detail like Daniel keeping them updated with banks and correcting settlement errors, and Jonni structuring loans better than borrowers had arranged themselves.

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Every reviewer praised Helen and Shannon's hands-on approach: they explained options clearly, kept people updated through delays, and made what can be stressful feel manageable. Many returned as repeat clients, suggesting both first-home and investment purchases went smoothly. Staff showed genuine care rather than treating borrowers as transaction numbers. Reviewers named Helen Mulchinock and Shannon as standout brokers who guided them through title delays, refinances, and investment property deals. The team's strength lies in patience with nervous first-home buyers and restructuring complex finances. No reviewer mentioned costs, timeframes, or how they compare to competitors.

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Last updated 2026-08-30