Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.
Every review across 121 submissions rates this broker five stars. Sergio and his team consistently earn praise for making finance feel manageable rather than overwhelming, answering questions without hesitation, and staying in close contact throughout each stage. What stands out repeatedly is their willingness to tackle difficult scenarios: first home purchases when others said no, refinancing combined with credit challenges, even connecting clients to trusted car brokers when life threw curveballs. Clients leave feeling heard and genuinely supported, not just processed.
The service covers first home loans, construction finance, refinancing, and investment lending, and reviewers single out Sergio Coelho by name as the driving force behind that reliability. His team matches that tone. Communication is described as "outstanding from start to finish", settlement outcomes as "smooth and efficient", and the overall experience as one where complex things feel less daunting because someone knowledgeable is explaining them step by step.
Carbon Finance staff, particularly Kate and Lisa, earn strong repeat custom by taking time to explain loans and options to first-home buyers without jargon. They respond quickly, stay engaged through each stage, and sometimes step in when banks fall short, saving customers money and stress.
Loan Rover consistently delivers calm, clear guidance from pre-approval through settlement. Damian and Kelly are named for handling multiple property purchases and refinances with genuine patience, fast turnaround times, and competitive rates that reviewers felt they actually negotiated down. Reviewers praise fast approvals (one three-property buyer saw finance approved in two days), prompt updates without chasing, and willingness to explain options at every step. No complaints emerge across 73 five-star reviews; the service spans first home buyers through investment properties and refinances.
Every review is five stars. Staff like Subhash, Anil and Sam walk borrowers through applications step by step, explaining options clearly and keeping contact regular. Most report loans approved in under a month with no surprises or confusion. Refinancing customers praise how much simpler the process became compared to doing it alone. ABS handles home loans, refinancing, business loans, and personal finance all in house. They're ATO-registered tax agents accredited with major Australian banks. Location in Osborne Park with flexible hours accommodates locals well. The consistent theme across dozens of reviews is knowledgeable staff who reduce stress by staying available and transparent from start to finish.
Last updated 2026-08-30