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Napoleon Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 180 Google reviews · How we rank ›

5.0(180) 94 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property FinanceRefinancingMortgage BrokerCommercial & Business FinanceCar & Personal Loans
Napoleon Finance
Location
East Fremantle
Services
First Home Buyer Loans, Investment Property Finance, Refinancing
Reviews
180
Ranking
#31 in First Home Buyer Loans
Best for
First-home buyers and repeat refinancers needing patient, plain explanations and close contact.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Katie, Margo, and Nicole are known for taking on complex situations without fuss, explaining finance in plain language, and staying in close contact from start to finish. The team handles first-home purchases, refinances, and repeat clients with equal care, answering calls promptly and often finding better deals than clients have found elsewhere.

Staff connect clients with trusted settlement agents and follow up reliably. Reviewers consistently mention the stress melting away once they called. Multiple clients have returned multiple times and send referrals. The atmosphere is patient and unhurried even when circumstances shift mid-process.

Praised for
  • Named staff go above and beyond
  • Clears up jargon, explains plainly
  • Keeps clients updated constantly
  • Fast turnaround and responsiveness
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyers
Best for: First-home buyers and repeat refinancers needing patient, plain explanations and close contact.

What are they good at?

  • Named brokers with five-year track records
  • Connects clients with settlement agents
  • Finds competitive rates on complex situations

Worth knowing

  • Katie, Margo, and Nicole are named as key brokers with multi-year client relationships
  • Some clients have returned over 10 times across multiple loan types
  • Settlement agent connections mentioned as part of service

What reviews say by service

First Home Buyer Loans
Margo removes stress for first-home buyers, explains clearly and keeps momentum steady.
Refinancing
Margo and Nichole handle refinances quickly even when circumstances change; described as smooth and stress-free.
Investment Property Finance
Team manages investment finance alongside residential work; reviewers praise speed and deal-finding.
Commercial & Business Finance
Commercial loans listed; no specific review evidence of this service.
Car & Personal Loans
Personal loans listed on website; no specific review evidence of this service.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 93% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 98
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
180
4
0
3
0
2
0
1
0

FAQ

Do you explain things in plain language if I'm new to borrowing?
Yes. Reviewers specifically mention staff explain every step without jargon, never make them feel dumb, and break down complex scenarios in a human way.
How fast do you typically approve loans?
Reviewers describe record-time pre-approvals and fast turnarounds. Staff are described as always one phone call away and exceptionally prompt with answers.
Can you help if my circumstances change mid-process?
Yes. Reviewers mention patience when circumstances shift and stops/starts don't faze the team; everything flows through without stress.

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All 20 reviews are five-star. Pamela (the lead broker) stands out for helping first home buyers and self-employed applicants get approved quickly at competitive rates, even when other brokers had declined them. Clients praise her hands-on approach, knowledge, and willingness to solve complex situations.

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Resolve Finance - Fremantle
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Five-star reviews consistently highlight Scott Whitcher and Khristine as exceptionally knowledgeable brokers who handle complex situations with patience and responsiveness. Clients repeatedly praise their ability to simplify the mortgage process, explain options clearly, and remain available outside hours when needed. Scott has built loyal relationships spanning years and major milestones: first-home purchases, refinances, investment properties, and construction loans. Trish is also named for calm, thorough client support. Reviewers stress that professionalism never comes across as cold, and that even borrowers with difficult circumstances (low income, employment gaps, complexities requiring multiple loan structures) felt supported rather than turned away.

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Francesca Gobbert - Mortgage Broker in Fremantle
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Francesca Gobbert - Mortgage Broker in Fremantle

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Every single review praises Francesca's expertise, responsiveness, and calm approach to complex loan decisions. First home buyers highlight how she walks them through each step in plain language, while repeat clients note she handles refinances and investment properties with equal skill and consistently finds good deals. The consistent thread is that she treats the work as personal, explains options clearly, stays available, and removes the stress entirely from what could be an intimidating process. Her standing among clients seems built on this combination: she knows mortgage products inside out, but more importantly, she genuinely listens to individual circumstances. Whether someone has unusual income, is buying their first home, or juggling multiple properties, reviewers describe feeling looked after and supported throughout, with no need to chase for updates or worry about whether they're getting fair treatment.

Self-Employed & Low-Doc LoansFirst Home Buyer LoansMortgage Broker

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Last updated 2026-08-30