Compare A Broker Directory
Menu
Get a quote

Optimum Finance WA

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 33 Google reviews · How we rank ›

5.0(33) 82 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceConstruction & Building LoansCar & Personal Loans
Optimum Finance WA
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Mortgage Broker
Reviews
33
Ranking
#65 in Self-Employed & Low-Doc Loans
Best for
First-time home buyers and existing owners refinancing or building; those who value ongoing personal advice.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Luke (the named broker) consistently delivers personal service: reviewers praise his speed, transparency, and willingness to explain every step of the loan process. He handles repeat business well, with clients returning for refinancing or construction loans; one reviewer called him family for checking in even after settlement.

First-time buyers and existing homeowners both return to him. His strength lies in matching clients to the best loan option rather than pushing a single product, combined with genuine follow-up that extends beyond the paperwork closing.

Praised for
  • knowledgeable and professional
  • quick response and communication
  • personal attention and follow-up
  • smooth and stress-free process
  • finds best rates and options
responsive-communicationsmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followup
Best for: First-time home buyers and existing owners refinancing or building; those who value ongoing personal advice.

What are they good at?

  • named broker Luke handles all stages personally
  • transparent and detailed explanations of loan options
  • follow-up support extends past settlement
  • serves first-time buyers, refinancers, and investors

Worth knowing

  • Luke is the named broker handling all client interactions
  • clients return for repeat business (initial loan then refinance)
  • follow-up support continues after settlement
  • provides tax and money-saving advice alongside lending

What reviews say by service

First Home Buyer Loans
Fast approval and clear explanation of options praised by multiple first-time buyers.
Refinancing
Luke sources best rates and explains savings; repeat clients return for refinance after initial purchase.
Mortgage Broker
Personal service and detailed communication throughout loan process; clients report feeling well supported.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 61% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 66
Review recency 87
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
33
4
0
3
0
2
0
1
0

FAQ

Does Luke handle repeat clients?
Yes. Multiple reviewers report using him for both initial home purchase and later refinancing, and he continues to support them after settlement.
How quickly do approvals happen?
Reviewers describe approvals as 'quick and easy' and note Luke responds fast to questions, though no specific timeframes are stated.
Request a quote

Similar mortgage brokers nearby

WestGen Finance
90

WestGen Finance

5.0(139)✓ Google-verified

Reviewers consistently experience Jonni and Daniel as genuinely invested in finding the right outcome. Even self-employed borrowers with complex structures get transparent advice and fast approvals, with after-hours availability and patience through multiple strategy changes. The team handles everything from first home purchases to property investment and refinancing with clear communication at every step. Clients mention specific detail like Daniel keeping them updated with banks and correcting settlement errors, and Jonni structuring loans better than borrowers had arranged themselves.

Self-Employed & Low-Doc LoansFirst Home Buyer LoansInvestment Property Finance
View profile
Preet Virk Loan Market
88

Preet Virk Loan Market

5.0(94)✓ Google-verified

Reviewers consistently report a friction-free lending experience. Preet guides clients from initial consultation through settlement, answering questions without impatience and flagging obstacles early. His communication stays open via call and message, and approval timelines feel swift. Work ranges from first-home purchases to construction loans and investment refinances. His willingness to tackle difficult cases (high liabilities, complex credit) and secure competitive rates stands out. Several clients return for second properties, citing repeat confidence in his professionalism and follow-up after settlement.

Self-Employed & Low-Doc LoansFirst Home Buyer LoansInvestment Property Finance
View profile
Shannon Halton - Ash Blue Finances
88

Shannon Halton - Ash Blue Finances

5.0(93)✓ Google-verified

Every reviewer praised Helen and Shannon's hands-on approach: they explained options clearly, kept people updated through delays, and made what can be stressful feel manageable. Many returned as repeat clients, suggesting both first-home and investment purchases went smoothly. Staff showed genuine care rather than treating borrowers as transaction numbers. Reviewers named Helen Mulchinock and Shannon as standout brokers who guided them through title delays, refinances, and investment property deals. The team's strength lies in patience with nervous first-home buyers and restructuring complex finances. No reviewer mentioned costs, timeframes, or how they compare to competitors.

Self-Employed & Low-Doc LoansRefinancingMortgage Broker
View profile

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-08-30