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Optimum Finance WA

Updated 2026-10-30 · 6,797 reviewed · 451 listed · Scored from 35 Google reviews · How we rank ›

5.0(35) 83 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansRefinancingMortgage BrokerCar & Personal LoansCommercial & Business FinanceInvestment Property FinanceConstruction & Building Loans
Optimum Finance WA
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Refinancing
Reviews
35
Ranking
#108 in Self-Employed & Low-Doc Loans
Best for
Perth buyers wanting a responsive broker for home loans or refinancing

Core details are sourced from this business's Google Business Profile (checked 2026-10-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Reviewers say Luke, the broker, is knowledgeable and quick to reply. Clients describe clear updates and help with home loans and refinancing. The most recent review is short and positive, and no recent complaints appear.

Praised for
  • Quick replies and easy access
  • Clear explanations at every step
  • Helps with first home and refinancing
  • Trustworthy, patient with basic questions
responsive-communicationexplained-clearlyknowledgeable-brokerpatient-with-questionsgreat-with-first-home-buyersgot-best-rate
Best for: Perth buyers wanting a responsive broker for home loans or refinancing

What are they good at?

  • Broker Luke is praised by name for knowledge and responsiveness
  • Covers home loans, refinancing, and first home purchases
  • Website claims over 20 years of experience

What reviews say by service

Mortgage Broker
Reviewers praise quick replies, clear explanations, and useful advice on loan options.
First Home Buyer Loans
One reviewer says the broker helped them into a first home quickly and easily.
Refinancing
Reviewers describe a remortgage that put more money back into their accounts.

How it compares

  • Rated 5 against a 4.95 average across the 179 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 63% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 68
Review recency 100
Review sentiment 80
Profile completeness 75
Verification 30

Rating breakdown

5
35
4
0
3
0
2
0
1
0

FAQ

What are the opening hours?
Google lists Mon-Sun 08:00-20:00.

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Clients consistently describe quick replies and calm, clear explanations from start to settlement. Many say the broker walked them through questions without making them feel rushed or foolish. Recent reviews repeat this pattern across purchases and refinances. The work covers first home purchases, investment and home-building loans, and refinancing of multiple loans over the years. One reviewer with trust and company structures says the broker assessed income and net worth more fully than a bank could. Staff also help with insurance and settlement errors.

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Every single reviewer gave five stars. Clients across first-time purchases, refinancing, and investment loans report that Shannon and Helen explain each step clearly, reply quickly, and stay in touch throughout. What sets them apart is treating people like priorities, not just case numbers, and persisting through setbacks (like delayed titles) without fuss. Even young first-time buyers felt respected and confident. The team handles loans, car finance, personal loans, and commercial deals. Multiple reviewers came back for a second or third property or refinance. None mentioned costs or delays; most praised how stress-free the process felt despite property buying being typically stressful.

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Reviewers say Preet Virk is easy to reach and quick to answer questions. Many describe steady updates and clear help through each stage of the loan. Several first-home buyers say he explained options without rushing them. Recent reviews also mention fast approvals, including one case of unconditional approval inside two weeks. Clients mention help with the First Home Owner Grant, construction finance for house and land packages, and follow-up after settlement.

Self-Employed & Low-Doc LoansMortgage BrokerRefinancing

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Last updated 2026-10-30