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Reward Financial Services Australia

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 137 Google reviews · How we rank ›

5.0(137) 93 composite score See reviews on Google ✓ Google-verified
Car & Personal LoansConstruction & Building LoansCommercial & Business FinanceFirst Home Buyer LoansMortgage BrokerRefinancingInvestment Property Finance
Reward Financial Services Australia
Location
Osborne Park
Services
Car & Personal Loans, Construction & Building Loans, Commercial & Business Finance
Reviews
137
Best for
First-time home buyers and property investors seeking hands-on guidance and clear explanations through loan approval.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

All 18 reviews are five-star; reviewers consistently praise Santosh Acharya, Gareth, and Gerhard for clarity, responsiveness, and patient guidance through loan approvals and settlements. The team reportedly goes extra lengths-one client secured settlement in 3 days instead of the typical 3 weeks-and reviewers repeatedly highlight how the brokers explained complex processes in plain language, reducing stress during major financial decisions.

Praised for
  • knowledgeable-staff
  • patient-explanation
  • responsive-communication
  • smooth-process
  • genuine-care-for-clients
responsive-communicationexplained-clearlysmooth-settlementpatient-with-questionsknowledgeable-brokerwent-above-and-beyondreliable-followup
Best for: First-time home buyers and property investors seeking hands-on guidance and clear explanations through loan approval.

What are they good at?

  • Staff named Santosh, Gareth, and Gerhard consistently deliver patient, clear guidance
  • Fast-track settlements (one client settled in 3 days)
  • Transparent process with step-by-step explanations
  • Willing to go above and beyond for clients

Worth knowing

  • Named brokers: Santosh Acharya, Gareth, Gerhard, and Analyn
  • One client achieved settlement in 3 days (vs. typical 3 weeks)
  • Staff explain processes step-by-step and answer detailed questions
  • Clients report brokers assist throughout entire loan processing journey

What reviews say by service

First Home Buyer Loans
Multiple first-time buyers praise clear process explanation and reduced stress.
Refinancing
One reviewer noted smooth refinancing plus investment property finance support.
Investment Property Finance
Clients report strong guidance securing investment property finance alongside home loans.
Construction & Building Loans
First-home builder praised for transparent, stress-free finance process.

How it compares

  • Rated 5 against a 4.92 average across the 234 car & personal loans businesses listed here.
  • Has more Google reviews than 88% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 93
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
137
4
0
3
0
2
0
1
0

FAQ

Can Reward Finance help me settle quickly?
Yes. One recent client settled in 3 days by working closely with the settlement agent, though typical settlement takes about 3 weeks.
Who are the main brokers at Reward Finance?
Santosh Acharya, Gareth, Gerhard, and Analyn are named in reviews as brokers handling loans and settlements.
What services do they offer?
Their website lists first home buyer loans, investment property loans, commercial loans, fixed and variable rate loans, bridging loans, asset and equipment finance, car loans, refinancing, and personal loans.

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Elite Finance Australia - Home Loans
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Clients consistently praise Elite Finance for turning what feels like an overwhelming process into something straightforward. Matt, Div, Paula, Chris, Kim, Rachel and other named staff members appear across reviews as the reason people felt guided, informed, and genuinely cared for from application through settlement. Reviewers repeatedly mention being supported through first-home purchases, refinances, investment builds, and complex cases involving defaults or unusual property classifications. The team's availability and willingness to explain each step clearly emerged as a defining strength, with several mentioning they would return for future finance needs. Team members handle multiple property purchases and complex scenarios without typical delays. One couple progressed faster than expected on their refinance. Another managed a default removal and property classification challenge successfully. Clients note the online portal was straightforward to use. Across 19 five-star reviews and one four-star (which still recommended them after a slight hiccup), the tone is consistently grateful rather than transactional.

First Home Buyer LoansSelf-Employed & Low-Doc LoansInvestment Property Finance

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Last updated 2026-08-30