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The Perth Mortgage Specialist

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 106 Google reviews · How we rank ›

5.0(106) 92 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building LoansCommercial & Business Finance
The Perth Mortgage Specialist
Location
West Perth
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Investment Property Finance
Reviews
106
Ranking
#64 in First Home Buyer Loans
Best for
First-time home buyers, property investors, people refinancing or managing debt recycling.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-08-30.

What do recent reviews say?

Michael Harris and his team deliver personal attention that makes home lending feel straightforward rather than bureaucratic. Reviewers consistently report getting clear explanations, quick responses, and tailored loan solutions, with repeated clients and referrals suggesting they build trust across first-time buyers, investors, and people refinancing.

Praised for
  • genuine care and customer focus
  • knowledgeable and professional
  • responsive and easy to reach
  • stress-free process from start to finish
  • goes above and beyond
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsgreat-with-first-home-buyershandled-complex-situationreliable-followupsmooth-settlementfast-approval
Best for: First-time home buyers, property investors, people refinancing or managing debt recycling.

What are they good at?

  • personalized advice matched to your situation
  • fast approvals (one-week bridging reported)
  • named staff (Michael, Sue, Joanne) you can build a relationship with
  • handles complex multi-property and refinance scenarios

Worth knowing

  • Michael Harris named as the principal (BSc Economics, LSE; Diploma of Finance and Mortgage Broking Management; Cert IV in Finance and Mortgage Broking)
  • Sue and Joanne specifically praised for follow-through and support
  • Bridging finance approval secured in one week
  • Handles multi-property transactions and refinance scenarios
  • Member of Mortgage & Finance Association of Australia (577975), Australian Finance Group, Credit and Investments Ombudsman (M0030521)

What reviews say by service

First Home Buyer Loans
Clear explanations of loan options and process made first-time purchase stress-free for multiple reviewers.
Refinancing
Helped clients secure better rates and solutions through refinancing, with one reviewer saving thousands.
Investment Property Finance
Guided first-time investment property purchase successfully; complex multi-property scenarios handled.
Construction & Building Loans
Bridging and construction finance offerings mentioned; one client got approval in one week.
Mortgage Broker
Core service; reviewers value personalized matching of loan types to their needs.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 85% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 88
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
105
4
0
3
0
2
0
1
1

FAQ

How long does approval usually take?
One reviewer reported bridging finance approval in a week, though timelines vary by loan type and circumstances.
Do you help first-time buyers understand the process?
Yes. Reviewers noted Michael and Sue explain loan options and steps in detail, answering questions without being pushy.
Can you help with investment property or refinancing?
Yes. Multiple reviewers used the service for investment property purchase and refinancing to better rates.

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Last updated 2026-08-30