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Total Choice Home Loans

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 92 Google reviews · How we rank ›

5.0(92) 91 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansFirst Home Buyer LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building Loans
Total Choice Home Loans
Location
Fremantle
Services
Self-Employed & Low-Doc Loans, First Home Buyer Loans, Investment Property Finance
Reviews
92
Ranking
#63 in Self-Employed & Low-Doc Loans
Best for
First home buyers, sole traders, investment property purchasers, and those with complex finance situations.

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Jonathan and Linda consistently deliver on difficult applications. They keep clients updated throughout, respond quickly, and adapt strategy when obstacles emerge. Repeat customers and referrals speak to genuine care and hands-on support that extends beyond typical broker scope.

First home buyers, sole traders, investment purchasers, and those with complex finance needs all report achieving strong rates and smooth outcomes. The team's willingness to rework approaches and manage multiple stakeholders (lenders, settlement agents, accountants) is a distinguishing feature across years of repeat business.

Praised for
  • knowledgeable team led by Jonathan and Linda
  • quick communication and responsiveness
  • went above and beyond to solve problems
  • smooth settlement and handling of complex situations
responsive-communicationknowledgeable-brokerwent-above-and-beyondpatient-with-questionshandled-complex-situationreliable-followupsmooth-settlementgot-best-rate
Best for: First home buyers, sole traders, investment property purchasers, and those with complex finance situations.

What are they good at?

  • Specialist in complex and non-standard applications
  • Long-standing relationships and repeat client base since 2006
  • Hands-on support through settlement and beyond typical broker scope
  • Quick turnaround and competitive rate access

Worth knowing

  • Jonathan and Linda named as principal contacts across 17 reviews
  • Settlement agent coordination noted as part of service delivery
  • Sole trader and non-standard application approvals mentioned explicitly
  • Multi-decade client relationships (some since 2006)
  • Rework of strategy when initial roadblocks encountered

What reviews say by service

First Home Buyer Loans
Sole traders and first home buyers report strong rates and support through complex approval processes.
Investment Property Finance
Investment property clients received professional guidance and on-time settlement, including non-straightforward applications.
Refinancing
Refinancing clients describe efficient handling and competitive rate outcomes.
Self-Employed & Low-Doc Loans
Sole trader applicant reported team moved mountains to secure best possible rate despite limited business history.
Construction & Building Loans
Listed as available service; no specific review evidence.
Car & Personal Loans
Listed as available service; no specific review evidence.

How it compares

  • Rated 5 against a 4.93 average across the 143 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 83% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 85
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
91
4
0
3
0
2
0
1
1

FAQ

How quickly does Total Choice respond to loan inquiries?
Reviewers consistently report quick turnaround and rapid communication. One recent review notes everything managed very efficiently with excellent, frequent communication and questions answered quickly and clearly.
Can they help with non-standard situations like sole trader first home buyers?
Yes. A sole trader first home buyer reported the team moved mountains to secure the best possible rate, reworked strategy when hitting roadblocks, and achieved a brilliant result.
What areas do you service?
Their website lists Fremantle, Melville, and Mosman Park as service areas. They have also handled property purchases in South West WA.
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Last updated 2026-08-30