Central Lending Solutions vs Loanport: which fits car and personal loans?
Both brokerages score close together overall, but neither business's review data is built around car and personal loans specifically, so the choice comes down to which team's working style and track record transfer best to a straightforward personal finance need. This comparison, based on our methodology, weighs the two on volume of proof, named-broker consistency, and the kind of client relationship each seems built for.
The differences that matter
- Review volume and proof. Central Lending Solutions has almost double the review count (312 vs 162), giving it a larger track record to lean on even though both are rated highly.
- Breadth vs depth of loan types. Central Lending Solutions' reviews span home loans, refinancing, construction and commercial lending, suggesting a broker team used to handling varied and complex applications, while Loanport's reviews center more tightly on first-home, refinance and investment property loans.
- Advice style. Loanport's summary explicitly highlights tailored, non-one-size-fits-all advice, which suits a smaller personal or car loan where generic paperwork-only service can feel like overkill.
- Named-broker consistency. Central Lending Solutions spreads praise across four named brokers (Keeley, Aoife, Liz, Harj), while Loanport's praise concentrates on Diana McKenzie with support from Michelle and Karinne, pointing to a more centralised relationship.
- Speed of turnaround. Loanport's pros explicitly mention fast approvals and settlement outcomes, a detail not called out in Central Lending Solutions' summary.
Side by side
- Google rating
- Central Lending Solutions: 5 (316 reviews)
- Loanport: 5 (164 reviews)
- Services
- Central Lending Solutions: self employed finance, first home buyer, investment property finance, refinancing
- Loanport: first home buyer, self employed finance, investment property finance, refinancing
- Best for a quick, single personal or car loan
- Central Lending Solutions: Solid, but reviews lean toward larger, multi-stage lending journeys
- Loanport: Better fit given explicit praise for fast approvals and tailored advice
- Best if you want continuity across future loans
- Central Lending Solutions: Strong, with brokers staying involved through settlement and beyond
- Loanport: Strong, with clients returning over years for multiple loan types
- Verification
- Central Lending Solutions: Google-verified
- Loanport: Google-verified
- Composite score
- Central Lending Solutions: 95
- Loanport: 94
Within 3 points of each other, so treat them as effectively tied on overall quality. The choice below is about fit, not the score.
What reviewers say
Central Lending Solutions
John, Keeley, Liz, Aoife, and Harj earn consistent praise for taking time to explain options clearly, answering questions without rushing, and staying in touch through every step. Reviewers repeatedly mention staff who tracked them through obstacles (visa delays, property swaps, multiple applications), compared lender offers transparently, and kept the process moving fast while feeling unhurried.
Central Lending Solutions serves first-home buyers, people refinancing, investors, self-employed applicants, and those building-with named staff handling each path and communicating right to settlement. The business operates across Osborne Park, Subiaco, Joondalup, Scarborough, and Fremantle.
Loanport
Diana and her Loanport team handle first-home buyers with genuine patience, working through questions for months if needed and explaining complex finance in everyday language. Reviewers repeatedly returned for refinances and investment loans, crediting Diana's market knowledge, availability beyond hours, and commitment to securing better rates over pushing quick deals.
The business serves repeat clients across home purchase, refinancing, and investment lending. Staff including Michelle, Karinne, and Diane earn specific praise for responsiveness and tailoring solutions to each situation rather than defaulting to templates.
Which should you pick?
Pick Central Lending Solutions if
- You want a broker team with a larger volume of reviews and proof across many loan types
- You expect your car or personal loan might turn into a more complex application (construction, commercial, investment)
- You value having several named brokers as backup rather than one main point of contact
Pick Loanport if
- You want fast turnaround and tailored advice rather than a standard package
- You prefer one consistent relationship (Diana McKenzie and her team) across a loan and future refinances
- You're comparing rates and want a broker known for negotiating better terms than your current lender
Verdict
For a car or personal loan specifically, Loanport's emphasis on fast approvals and advice tailored to the individual situation makes it the more natural fit, since that job usually calls for quick, personal handling rather than the deep, multi-stage process Central Lending Solutions' reviews describe. That said, if you want a broker with a larger track record who can also carry you into a home or investment loan later, Central Lending Solutions gives you that breadth and a wider bench of named staff to work with.
Still not sure which fits?
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Frequently asked questions
- Which business has more review evidence to judge from?
- Central Lending Solutions, with 312 reviews against Loanport's 162, though both carry a 5-star rating and high confidence scores.
- Does either business specialise in car and personal loans?
- Neither summary calls out car or personal loans as a specialty; both are built primarily around home loans, refinancing and investment lending, so the comparison rests on working style rather than a direct specialty match.
- Who should I pick if I want one consistent point of contact?
- Loanport, since its reviews concentrate around Diana McKenzie and her team, whereas Central Lending Solutions spreads praise across four named brokers.