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5 Star Finance

Updated 2026-10-30 · 6,797 reviewed · 451 listed · Scored from 60 Google reviews · How we rank ›

5.0(60) 86 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansConstruction & Building LoansMortgage BrokerRefinancingCommercial & Business FinanceCar & Personal LoansInvestment Property FinanceFirst Home Buyer Loans
5 Star Finance
Location
Fremantle
Services
Self-Employed & Low-Doc Loans, Construction & Building Loans, Mortgage Broker
Reviews
60
Ranking
#90 in Self-Employed & Low-Doc Loans
Best for
first-time buyers who are nervous, families needing multiple finance solutions across years

Core details are sourced from this business's Google Business Profile (checked 2026-10-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Twenty years of steady five-star reviews show clients return repeatedly for refinances and new purchases. The team guide first-time buyers through nervous moments with daily updates, handle complications across multiple banks without giving up, and catch paperwork details that protect the deal. Many borrowers have used them across home loans, vehicles, and renovations for years.

The team operates as Fremantle-based brokers (their website lists Perth as their service area) with deep knowledge of what each bank needs. Their strength lies in explaining options transparently, staying reachable, and treating borrowers as people, not transactions. Clients speak of relief during refinance processes and genuine support from start to settlement.

Praised for
  • responds fast and communicates daily
  • patient with questions and nervous first buyers
  • thorough paperwork and detail work
  • finds best deals and keeps working when complications arise
  • long-term relationships over decades
responsive-communicationsmooth-settlementexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyers
Best for: first-time buyers who are nervous, families needing multiple finance solutions across years

What are they good at?

  • thorough paperwork and detail spotting
  • patient with nervous first-time buyers
  • finds solutions when banks say no
  • daily updates during the process
  • long-term client relationships across multiple loan types

What reviews say by service

First Home Buyer Loans
first buyers praise the team for making the process smooth and explaining every step, turning nervous moments into confidence
Refinancing
consistent praise for transparency on bank options, daily updates, and finding the best rate even when complications arise
Mortgage Broker
long-term relationships built on honest advice, responsiveness, and detail work that protects deals
Investment Property Finance
clients mention the team helping with investment home loans as part of broader multi-year relationships
Commercial & Business Finance
business website lists commercial finance as a service; limited review evidence, but clients report the team has handled various financial needs

How it compares

  • Rated 5 against a 4.95 average across the 179 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 74% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 78
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
60
4
0
3
0
2
0
1
0

FAQ

Do you help first-time home buyers?
Yes. Reviewers note the team walks nervous first buyers through each step, explains the process clearly, and spots paperwork details that protect the approval.
What happens if my application is complicated or a bank says no?
The team works across multiple banks and keeps pushing for solutions. Recent reviews describe staff finding a better outcome even after hitting complications.
How often will I hear from you during my loan process?
Clients report receiving daily updates throughout refinance processes, with staff always replying to questions quickly.

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Total Choice Home Loans
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Last updated 2026-10-30