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Derry & Co Home Loan

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 268 Google reviews · How we rank ›

5.0(268) 93 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansInvestment Property FinanceRefinancingMortgage BrokerConstruction & Building LoansCommercial & Business FinanceCar & Personal Loans
Derry & Co Home Loan
Location
East Victoria Park
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Investment Property Finance
Reviews
268
Ranking
#253 in First Home Buyer Loans
Best for
First-time buyers, off-market purchasers, and borrowers with unconventional property or employment situations

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Reviewers consistently report fast responses and straightforward advice, even when facing unconventional deals or prolonged indecision. Derry and team members like Richard and Devita earn repeated praise for walking through complicated property scenarios, managing challenging approvals, and explaining mortgages patiently to first-time buyers. One review called an interaction rude, but stands alone among 267 five-star accounts.

The business handles first home purchases, refinances, construction loans, and investment properties across Western Australia. Clients name specific staff members and return for repeat loans. Pre-approval work that takes months receives patient follow-up rather than pressure.

Praised for
  • responsive communication
  • patient guidance
  • clear explanations
  • professional team
  • handles complex situations
Watch-outs
  • one isolated rudeness complaint
responsive-communicationsmooth-settlementexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationgreat-with-first-home-buyers
Best for: First-time buyers, off-market purchasers, and borrowers with unconventional property or employment situations
Think twice if: One recent reviewer reported rudeness; the vast majority contradict this, but it may be worth a direct conversation if service tone matters to you

What are they good at?

  • Derry and Richard personally follow through on complex approvals
  • Patient with first-time buyers over long decision periods
  • Explain options without pressure or overselling
  • Named team members (Derry, Richard, Devita) cited in repeat business

Worth knowing

  • Staff members named: Derry, Richard, Devita. Clients describe multiple pre-approval applications managed over months without pressure. Off-market and historic property approvals mentioned. Repeat customers returning for 2nd and 3rd loans.
  • Australian Credit Licence #389 087, Credit Representative #477680 (stated on their website)

What reviews say by service

First Home Buyer Loans
Patient explanations of processes; praised for guiding clients with no prior mortgage knowledge through purchase and approval smoothly
Refinancing
Clients return for repeat refinancing; described as professional and responsive throughout process
Investment Property Finance
Reviewed positively for obtaining multiple mortgage options and managing complex investment scenarios
Construction & Building Loans
Guided clients through loan and construction process, praised for explaining paperwork and stages clearly
Commercial & Business Finance
Limited direct evidence in reviews; business website lists Commercial Loans but reviews focus on home and investment loans
Self-Employed & Low-Doc Loans
Limited direct evidence in reviews; business lists Business Loans on website but no review mention

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 97% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 100
Review recency 100
Review sentiment 75
Profile completeness 100
Verification 30

Rating breakdown

5
267
4
0
3
0
2
0
1
1

FAQ

Do you handle first-home purchases with no prior mortgage experience?
Yes. Multiple reviewers with no prior knowledge report Derry and the team patiently explained everything step-by-step, from pre-approval through settlement.
Can you get finance on unusual or remote properties?
Reviewers mention successful approvals on off-market purchases, historic houses in remote Australia, and situations where another broker had declined.
Will you help if I'm still deciding whether to buy?
Yes. One reviewer lodged multiple pre-approval applications over years while making up their mind; Derry remained patient and supportive without pressure.

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Charmain Hughes - Finance Broker, SMSF Loan Specialist | LoanChat
85

Charmain Hughes - Finance Broker, SMSF Loan Specialist | LoanChat

5.0(20)✓ Google-verified

Charmain specialises in SMSF mortgages and has built a reputation for solving complex lending scenarios where most brokers won't go. She locks in strong rates, keeps clients informed at every step, and clients repeatedly return for refinances and new property purchases. Her responsiveness and personal touch set her apart in a crowded market.

Car & Personal LoansConstruction & Building LoansCommercial & Business Finance

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Last updated 2026-08-30