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Timmy Finance

Updated 2026-08-30 · 4,552 reviewed · 434 listed · Scored from 83 Google reviews · How we rank ›

5.0(83) 87 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building Loans
Timmy Finance
Services
First Home Buyer Loans, Investment Property Finance, Refinancing
Reviews
83
Ranking
#118 in First Home Buyer Loans
Best for
first-time homebuyers and busy professionals seeking responsive, patient mortgage advice

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Timmy has earned a perfect 5-star rating across 83 reviews by combining deep financial knowledge with genuine patience. Clients consistently praise his availability outside business hours, clear explanations that demystify mortgage jargon, and willingness to work around their schedules. He has guided first-time buyers through the entire process from pre-approval to settlement, helped established clients refinance successfully, and followed up after sales. His dedication shows in small details: answering calls on weekends, tailoring advice to individual circumstances, and taking time to explain options until clients feel confident.

Praised for
  • patient with questions
  • responsive and available
  • explains things clearly
  • finds best rates
  • goes above and beyond
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsreliable-followupgreat-with-first-home-buyers
Best for: first-time homebuyers and busy professionals seeking responsive, patient mortgage advice
Think twice if: no reservations evident in the reviews

What are they good at?

  • responds outside business hours
  • explains jargon clearly
  • secures competitive rates
  • works around client schedules

Worth knowing

  • Answers calls and emails outside regular business hours, including weekends and while travelling overseas
  • One client saved 1.22% on interest rate with a single phone call after earlier regret at not contacting sooner
  • Handles complex situations: dealing with unresponsive seller agents, following up with lenders on document queries, taking time to explain each stage until clients understood
  • Worked with same clients for 3 quarters of a year before purchase completed
  • Accommodates flexible scheduling and provides tailored financial advice based on lifestyle
  • Sends timely updates and reminder notes for client reference

What reviews say by service

First Home Buyer Loans
Reviewers consistently highlight his patience explaining the entire process, from pre-approval through settlement, and making first-time buyers feel confident and supported.
Refinancing
Reviewers report he clearly explains refinancing options suited to their circumstances and identifies rate savings opportunities.
Investment Property Finance
Limited evidence, but one reviewer mentions he provided a tailored solution for their financial needs.
Mortgage Broker
Core service praised across all reviews for knowledgeable guidance, rate negotiation, and smooth settlement management.

How it compares

  • Rated 5 against a 4.92 average across the 365 first home buyer loans businesses listed here.
  • Has more Google reviews than 82% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 84
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
83
4
0
3
0
2
0
1
0

FAQ

Can Timmy help if I work long hours or have a busy schedule?
Yes. Reviewers report he accommodates flexible scheduling, answers calls and emails outside business hours, and works around clients' availability even on weekends.
What if I'm a first-time buyer and don't understand mortgage jargon?
Reviewers consistently say he explains everything in plain language with examples until you understand each step, and provides reference notes you can keep.

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Erica and her team consistently remove stress from property deals by explaining every step in plain terms and staying available when questions come up. Reviewers across first home purchases, refinancing, and complex loans all report feeling informed and supported, with no negative experiences recorded across the portfolio.

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Last updated 2026-08-30