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Borrowing power calculator

Estimate how much you might be able to borrow based on your income, expenses and debts. This gives you a starting point before speaking with a broker.

Estimated borrowing power
A$ 329,000 - 403,000

This range shows a rough borrowing limit based on lender serviceability rules of thumb, not a formal assessment.

Turn this estimate into a real consultation

This is an estimate only, a lender's full assessment of your finances will confirm your actual borrowing power.

Turn this estimate into a real consultation

Your calculator inputs and estimate will go with your request. Just add your area, timeline, and contact details.

Would you like to hear from multiple brokers?

By sending this request, you agree it will be shared with mortgage broker contacts relevant to your enquiry.

Quote and contact requests you submit through our forms may be passed to one or more partner providers who can carry out the work, and we may receive a fee for those referrals. Rankings and scores are not influenced by referral fees and remain separate from our independent, published scoring method.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Wealth Plus Group
    5.0(64) 90
    Get a quote
  2. Get a quote
  3. Get a quote
  4. Matched Finance
    5.0(36) 87
    Get a quote
  5. Locale Homes
    5.0(355) 95
    Get a quote

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Last updated 2026-10-30