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Refinance savings calculator

See roughly how much you could save by refinancing your current home loan to a lower interest rate.

Estimated annual savings
A$ 3,600 - 4,500

This shows the approximate yearly saving from moving to a lower rate, before any switching costs.

Turn this estimate into a real consultation

Actual savings depend on your loan terms, fees, and the rate a new lender actually offers you.

Turn this estimate into a real consultation

Your calculator inputs and estimate will go with your request. Just add your area, timeline, and contact details.

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By sending this request, you agree it will be shared with mortgage broker contacts relevant to your enquiry.

Quote and contact requests you submit through our forms may be passed to one or more partner providers who can carry out the work, and we may receive a fee for those referrals. Rankings and scores are not influenced by referral fees and remain separate from our independent, published scoring method.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

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  4. Silvernest Group
    5.0(109) 92
    Get a quote
  5. Wealth Plus Group
    5.0(64) 90
    Get a quote

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Last updated 2026-10-30